Inveriok: Budgeting & Savings

Plan your future with our simulators —retirement, mortgage, net worth and "can I afford it?"— and track spending, saving and investing, all in one app.

Inveriok is the personal finance app that puts you in control of your spending, saving and investing in one place. Your whole financial life at a glance: what comes in, what goes out, how much you save and how your net worth grows.

No spreadsheets. No hassle. And privacy first: your data is calculated on your own device and you decide what you enter, with no forced bank connection.

EXPENSE TRACKING & BUDGETING

• Log income and expenses in seconds, or import your bank statement (Excel/CSV) and it's categorised automatically.
• Category budgets with alerts when you overspend, so you never scrape by at month-end again.
• Multi-account, refunds and recurring transactions.
• See where your money goes with clear charts by category and by month.
• Everything in euros, designed for how people in Spain manage money.

SAVING & GOALS

• Savings goals with progress and estimated dates, including your emergency fund.
• Track your debts and loans and see when you'll pay them off.
• Benchmark yourself against official Spanish data (INE and Bank of Spain): are you saving more than similar households?

INVESTING LIKE A PRO

• Stocks, ETFs and crypto with up-to-date prices.
• Real returns, dividends and portfolio breakdown.
• Your full net worth at a glance, with its evolution over time.

PLAN YOUR FUTURE

• Retirement projection to know if you're on track.
• A "can I afford it?" simulator before a treat or a big purchase.
• Cash-flow calendar: see how your balance evolves day by day based on upcoming payments and income.
• Financial assistant: your financial health, how much you can spend per day and your month-end forecast.

EFFORTLESS, ALWAYS UP TO DATE

• Payment reminders, a weekly finance summary and nudges so you don't lose your streak.
• Backup to export and restore your data when you switch phones.
• Add an expense instantly from the quick-entry bar, without opening menus.
• Sync across your devices: start on your phone and continue on your computer.

YOUR PRIVACY COMES FIRST

• Your data is yours: it's calculated on your device and we never sell it.
• No mandatory bank connection: you choose what you log or import.
• Fingerprint or PIN lock and a hide-balances option for when you open the app in public.
• 100% private and ad-free. Always.

BUILT FOR YOU

• In English, Spanish and Catalan.
• Light and dark mode.
• Also available on the web at inveriok.com, with your data synced.
• Fast, lightweight and easy to use from day one, with an interactive guide that sets up your account step by step.

Inveriok is free for basic expense tracking. Inveriok Pro unlocks the advanced features (unlimited investments and goals, retirement, simulators, financial calendar and more) via a monthly or annual subscription you can cancel anytime.

Whether you want to start with the basics (expense tracking and budgeting) or you're after a complete personal finance app with investing and planning, Inveriok grows with you.

Start taking control of your personal finances today: download Inveriok and put your money to work for you. ——— Inveriok Pro is an auto-renewable subscription:

• Monthly: €5.99/month · Yearly: €59.99/year Payment is charged to your Apple ID account at confirmation. The subscription renews automatically unless canceled at least 24h before the end of the period. You can manage or cancel it in your Apple account settings after purchase.

Privacy Policy: https://www.inveriok.com/privacidad Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/