Tripay

Split group trip costs without signing up or going online. Add expenses in seconds, see who owes what, settle with fewer payments. Built for vacations, not spreadsheets.

Group trips should end with memories — not a messy spreadsheet and three days of “who paid for what?”

You booked the Airbnb. Your friend covered dinner. Someone grabbed taxis. Someone else paid for museum tickets. By day three, the group chat is full of screenshots, half-remembered amounts, and awkward silence about money.

Tripay is the private, offline expense splitter built specifically for group travel. No account. No internet required. No uploading your financial life to someone else’s cloud.

Sound familiar?

You’re on a weekend trip with friends and everyone pays for different things You’re traveling abroad with multiple currencies and manual exchange rates You’re organizing a family holiday and need fair splits — equal, by share, or by headcount You want to settle up cleanly at the end without awkward math You care about privacy and don’t want another app tracking your spending If that’s you, Tripay was built for your trip.

What Tripay does

Tripay helps you track shared trip expenses, calculate fair splits, and show exactly who should pay whom — in the fewest payments possible.

Create a trip, add participants, log expenses as they happen, and watch balances update automatically. When the trip ends, export a clean report or share a backup file with your group. Everything works offline, on your phone, under your control.

This is not a chatbot. This is not generic AI. Tripay is a focused tool that does one job extremely well: split group trip expenses quickly, fairly, and privately.

Who Tripay is for

Friends on city breaks, beach weeks, and festival trips Couples and families traveling together Road trip crews splitting gas, food, and accommodation International travelers managing multiple currencies Anyone who wants Splitwise-style utility without creating an account or syncing to the cloud Privacy-conscious travelers who want expenses to stay on their device Features that make settling up simple

Trips & participants

Create unlimited trips with unlimited participants Active, upcoming, and completed trip views Search and filter across your travel history Fast expense entry

Add expenses in just a few taps — amount, payer, category, done Quick templates for common travel costs Duplicate expenses for repeated charges Full activity feed so nothing gets lost Flexible splitting — fair for every situation

Split equally Split by exact amount Split by percentage Split by share ratio Split by headcount Support for multiple payers on a single expense Balances & settlements

Automatic balance calculation per person Debt simplification — minimize the number of transfers needed Clear payment suggestions: who pays whom, and how much Record partial and full payments as people settle up Multi-currency for real travel

Set a base currency per trip Log expenses in different currencies Manual offline exchange rates when you’re off the grid Optional automatic rate fetch when you’re online Receipts & proof

Attach receipt photos from camera or gallery Receipt scanning to help fill in amount and details Receipts stored locally on your device Reports & sharing

Export PDF trip reports with balances and expense lists Export CSV for spreadsheets Generate a short text summary for WhatsApp or iMessage Share trips via file or QR code Import trips from friends who use Tripay Insights

Category breakdown of where the money went Per-person spending views Trip-level stats to understand your group’s habits Privacy & security

Fully offline — works without internet No account required No ads, no behavioral tracking Optional Face ID / Touch ID app lock Optional hide-in-app-switcher for extra discretion JSON backup and restore — you control where backups go Helpful reminders (optional)

Daily expense reminder Trip ending reminder Unsettled balance alerts Backup reminder You choose what to enable — permissions are requested only when needed Home screen widget

See active trip spending at a glance