PayAm: Buy & Sell Safely

Never get scammed again. PayAm holds the buyer's money in escrow and releases it only when the goods arrive. Buy and sell with anyone, safely.

PayAm is escrow for the Nigerian digital economy — you order am, you pay am, we hold am till you get am.

Buying from an Instagram vendor? Selling to a stranger on WhatsApp? PayAm removes the fear from both sides. The buyer's money is held safely by PayAm — not in the seller's pocket — and is released only when the buyer confirms delivery. No more fake receipts. No more vanishing vendors. No more "pay before delivery" wahala.

HOW IT WORKS

1. Buyer pays PayAm — the money is locked in a secure vault.
2. Seller delivers — they ship with confidence, knowing payment is secured.
3. PayAm releases the money — the seller gets paid when the buyer confirms.

FOR BUYERS • Pay any seller through a secure PayAm link — even if they're not on PayAm yet. • Your money stays protected until you receive exactly what you paid for. • Something wrong? Open a dispute and our resolution team steps in. • Automatic refund if the seller doesn't ship by their promised date. • Track every order from payment to delivery, with in-app chat per deal.

FOR SELLERS • Create a payment link in seconds and share it on WhatsApp or Instagram. • Get your own shop page — perfect for your bio link. • Get verified, earn a Trust Badge, and let customers buy with confidence. • Post items to the PayAm marketplace and reach new customers. • Withdraw your earnings straight to your Nigerian bank account.

MORE PAYAM POWER • Group deals — split a purchase with friends, everyone pays their share. • Milestone deals — pay for big projects stage by stage, safely. • Proof-of-dispatch photos and delivery tracking on every order. • Ratings and reviews that build every seller's reputation. • Bank-grade encryption. NDPR compliant. Payments processed by Paystack.

Whether you're buying sneakers from an IG vendor, paying a tailor for asoebi, or selling to customers across Nigeria — with PayAm, if you no see am, you no go lose your money.

Download PayAm and never get scammed again.