SG Expense Tracker, CPF & FIRE

Take complete control of your personal finance journey with CanFIRE - the ultimate expense tracker, budget planner, and financial management tool built specifically for Singapore based users.

Log daily spending, master your monthly budget, track assets, and project your financial independence retirement age. CanFIRE combines an intuitive daily money manager with a powerful retirement projection engine that builds public Singapore CPF retirement sums right into your calculations.

FREE PERSONAL FINANCE TOOLS:

Daily Spending and Income Tracker Log daily expenses by category in seconds. Set a monthly budget and monitor actual spending vs your plan via a clean dashboard. Track multiple income streams - including salary, freelance side hustles, rental income, and dividends - with custom start and end ages to keep your long-term plan realistic.

Built for Singapore CPF Contributors Say goodbye to generic global financial calculators. Input your details to track your CPF balances against the Basic Retirement Sum (BRS), Full Retirement Sum (FRS), and Enhanced Retirement Sum (ERS) milestones at age 55. Estimate your future CPF LIFE monthly payouts safely using guidelines from public CPF Board data.

Live FIRE Number and Cash Flow Projection See your financial future instantly. View a year-by-year cash flow projection from today to your target horizon age, displayed as a live chart. A plain-English "Gap to FIRE" card calculates the exact monthly savings rate change required to close the distance.

Plain-English Wealth Debriefs Get instant clarity. CanFIRE summarizes your exact financial trajectory clearly (for example: "You will have enough through age 95"). Receive a month-end money manager debrief explaining your budget performance, what drove your net worth changes, and how it impacts your retirement plan.

Flexible Life-Stage Financial Planner Model future income and expense changes with specific start/end ages. Account for your mortgage, school fees, or CPF LIFE payouts so your wealth projection reflects real-world shifts.

Personalized Action Items and Insights Receive financial insights on your Home screen. Get savings rate alerts, smart CPF nudges, insurance coverage gap warnings, and milestone celebrations to help you stick to your budget plan.

UPGRADE TO CANFIRE PRO FOR ADVANCED WEALTH MANAGEMENT:

What-If Scenario Planner Test major financial layout decisions instantly. See exactly how retiring 5 years earlier or adjusting your monthly savings shifts your funded-to age.

Comprehensive Insurance Coverage Analysis Visualize your insurance envelope chart and coverage matrix (Life, Critical Illness, Disability, Hospitalization). Identify protection gaps alongside your existing assets.

Side-by-Side Plan Comparison Compare two distinct retirement planning paths side by side. Directly analyze changes to your final nest egg size, monthly cash surplus, and overall longevity.

Singapore Inflation Stress Test Safeguard your retirement fund against economic shifts. Simulate various economic environments using Singapore CPI presets ranging from 1.5% to 6.2%.

Detailed Year-by-Year Financial Table Pinpoint precisely when you face a budget shortfall with a detailed breakdown of income, expenses, and surplus at every single age.

Advanced Net Worth Timeline and Reports Access 6-month spending trends, category budget breakdowns, and a net worth tracker timeline. Export an annual PDF report perfect for personal finance reviews.

Download CanFIRE today and take control of your Singapore financial future.

Disclaimer: CanFIRE is not a licensed financial adviser. Nothing here is financial advice. Consult a professional before making investment or retirement planning decisions.

Subscription: SGD 3.99/mo or SGD 29.99/yr. Payment via Apple ID. Auto-renews; cancel in Settings ≥24h before renewal. Unused trial forfeited on purchase.

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