SwiftSpend — Expense Tracker

People quit expense trackers because logging is a chore. In SwiftSpend, just say your expense to the Telegram bot — 3 seconds, no app needed. Take control of your money.

Where does the money go? SwiftSpend answers in 3 seconds: text or voice-message the Telegram bot — "2.5$ coffee" — and the expense is logged. Expense tracking and budgeting without spreadsheets or pain — the app shows how much you can spend today, so you make it to payday with peace of mind.

Built for people who hate budgeting — and want to finally control their money.

Why SwiftSpend:

• Lightning-fast entry. Amount, category — done. Your expense is logged before the phone is back in your pocket.
• Voice input. Send the bot a voice note — "spent 25k on taxi and 3k on coffee" — and it logs every expense by itself: amounts, categories, comments. You can even record debts by voice.
• Telegram bot. Record expenses, check your balance and analytics right in your messenger — without opening the app. The bot reminds you to log spending and warns when a limit is running low.
• Analytics you can dive into. Tap a chart segment or a calendar day to see every operation behind the number. Group dozens of categories into big blocks with one tap.
• Multiple currencies. Keep accounts in different currencies and transfer between them — the total balance converts automatically at current rates.
• Smart forecast. SwiftSpend predicts your spending through the end of the month from your own history — and tells you whether you'll stay on budget.
• AI month review. On the 1st, get a short personal read on your month: where the money went and what changed. (Premium)
• Limits and "safe to spend today". Name your limits, bind them to accounts, browse past months — and always see how much is left for the day.
• Savings goals. Save at your own pace: set the amount yourself or let the app calculate it for your deadline.
• Debts under control. Who owes you and what you owe — always in sight, with repayments and reminders.
• Balance reconciliation. Numbers drifted from reality? Enter your actual balance — the app records the difference in one tap.
• Privacy and offline. Hide all amounts with one tap. Every screen works offline. 14 languages and every currency.
• Core features are free forever. Download SwiftSpend — and tonight you'll know where your day went.

SwiftSpend Premium unlocks expense forecasting, the AI month review, unlimited voice input, advanced analytics, and higher limits. Monthly and yearly auto-renewing subscriptions. Payment is charged to your Apple ID; it renews unless auto-renew is turned off at least 24 hours before the end of the period. Manage your subscription in your Apple ID settings.

Terms of Use: https://kaib5343.github.io/swiftspend-legal/terms-of-use.html Privacy Policy: https://kaib5343.github.io/swiftspend-legal/privacy-policy.html