SwiftSpend — Expense Tracker

People quit trackers because logging is a chore. SwiftSpend fixes it: say your expenses — the Telegram bot logs them. Multi-currency, transfers, AI monthly review.

SwiftSpend is the expense tracker you won't abandon after a week. Log an expense in 3 seconds, text the bot — or just say it out loud: "2$ on coffee yesterday and 5$on lunch." The bot recognizes everything at once: amounts, categories, dates, even comments.

VOICE — YOUR NEW SUPERPOWER Send a voice message to the Telegram bot — it breaks it into expenses and shows a summary to confirm. Multiple expenses in one message, backdated records, verbatim comments. 20 voice messages a month free, unlimited with Premium.

SPEED COMES FIRST Open → enter amount → pick a category. Three seconds and it's saved. Your most-used categories come first. Too lazy to open the app? Text or talk to the bot.

MULTI-CURRENCY & TRANSFERS Accounts in different currencies — UZS, USD, EUR, anything. Your total balance auto-converts at live rates. Transfers between accounts in a couple of taps — across currencies too.

SPENDING FORECAST SwiftSpend analyzes your habits and shows how much you'll spend by month's end — before you spend it.

LIMITS THAT ACTUALLY WORK Set a category limit — the app shows what you can spend today and warns you early.

EVERYTHING TO CONTROL YOUR MONEY

• Accounts, transfers, multi-currency
• Debts: who owes you and whom you owe
• Goals and savings with progress
• Recurring transactions — subscriptions log themselves
• Analytics: categories, trends, comparisons, heatmap
• Monthly Wrap — a beautiful summary of your finances
• CSV export

AI MONTHLY REVIEW (PREMIUM) Every month — a personal AI analysis of your spending: what grew, where money leaks, and what exactly to do about it. Not generic advice — recommendations based on your numbers.

YOUR DATA IS YOURS No ads. No selling your data. No bank account access. 14 languages. Dark and light themes. Face ID lock.

PREMIUM Core features are free forever. Premium unlocks forecasts, advanced analytics, unlimited voice input, the AI monthly review, unlimited categories and goals. Billed via Apple ID; cancel anytime in App Store settings at least 24 hours before the period ends.

Terms of Use: https://kaib5343.github.io/swiftspend-legal/terms-of-use Privacy Policy: https://kaib5343.github.io/swiftspend-legal/privacy-policy