Steadi: Freelancer Budget

Your emergency fund now grows from every payment instead of all at once — plus a calendar, spending trends, bill reminders, and the maths behind every number.

Steadi is budgeting built for people whose income isn't the same every month — freelancers, gig workers, students earning on the side, and anyone living paycheck to unpredictable paycheck.

Most budgeting apps assume a fixed salary. Steadi doesn't. It's built around one number: Safe to Spend — your balance, minus upcoming bills, minus what you're setting aside for taxes, minus what you're saving. One clear figure that tells you what you can actually spend right now. Tap it to see exactly how it's worked out.

SHOW ME THE MATHS

Every figure in Steadi opens its own working, with your real numbers. Your runway, your monthly burn, your tax set-aside — tap any of them and Steadi shows the arithmetic rather than asking you to trust it.

WHY STEADI

• Built for irregular income, not retrofitted for it. Track each client, platform and gig separately, and see your real runway based on what you actually spend.
• Manual entry. No bank login required. Your data stays private.
• Set aside a share of every payment for taxes automatically.
• Build an emergency fund a little at a time. A share of each payment is reserved as it arrives, so saving towards a goal never drops you to zero today.
• See your months side by side, income against spend, so a lean month is obvious before it becomes a problem.
• A calendar of where your money moved, day by day.
• Optional bill reminders, and an evening recap of what you spent.
• Set an hourly rate on a stream and work a payment out from hours.
• Clean, calm design. No clutter, no jargon.

FREE, PERMANENTLY

Steadi's core is free — not a trial. Manual income and expense entry, your Safe to Spend number, two income streams, custom categories, 90 days of history, emergency-fund progress, your live 30-day runway, and three months of cash flow. Always free.

STEADI PREMIUM

Adds unlimited income streams, Smart Tax (automatic set-aside rates for India and Brazil, based on the currency you choose), 60- and 90-day income projections, spending trends, 6- and 12-month cash flow, and unlimited history.

Steadi is not a bank, doesn't connect to your accounts, and doesn't offer tax or financial advice — just a clear, honest picture of where you stand.

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