PotFolio: Budget & Save

PotFolio turns every account balance into clear, visual savings pots — a modern take on envelope budgeting that lives entirely on your device.

No bank login. No cloud sync. No account required. Your data never leaves your phone.

KEY FEATURES • Savings Pots — split any account balance into pots by a fixed amount or a percentage, so goals like vacation, rent, or an emergency fund stay visually separated • Multiple Accounts — track balances across as many accounts as you want, side by side • Recurring Income & Interest — schedule recurring incomes, expenses, and interest payouts (daily to yearly); PotFolio catches up automatically even if you open the app late • Balance History & Charts — see how each account and pot has changed over time • Multi-Currency — switch currencies anytime, with optional automatic exchange-rate conversion of all stored balances • Native feel — light & dark mode, haptics, and full English, German, and Spanish support

PRIVATE BY DESIGN PotFolio doesn't collect any data, doesn't require sign-up, and doesn't talk to a server. Everything is stored locally in an on-device database you fully control.

WHO IT'S FOR Anyone who wants an envelope-budgeting or sinking-funds system without linking a bank account or trusting a third party with their balances — students, freelancers, savers working toward multiple goals at once, or anyone who prefers a pen-and-paper budgeting system with an app's convenience.

Download PotFolio and start splitting your balance into pots today.