Dutcho

Meet your AI money copilot: describe an expense and Dutcho splits it, reads receipts, answers "who owes me?" and settles up over UPI. Split bills, no drama.

Dutcho is the AI-powered way to split expenses with friends, roommates, and travel groups — so shared money never turns into an awkward conversation.

POWERED BY AI

• Just describe it: type "1200 dinner with Sam, I paid" and Dutcho fills in the amount, the people, and the split.
• Scan any receipt: snap the bill and Dutcho reads every line item, so you can split a shared meal item by item.
• Ask Dutcho: ask "how much does Priya owe me?" in plain words and get a straight answer.
• AI money copilot: Dutcho spots what needs you — a friend who's owed you for weeks — and offers a gentle nudge.
• Instant group names: starting a trip crew? Dutcho suggests fun, fitting names in a tap.

SHARE FROM WHATSAPP Forward any WhatsApp message straight into Dutcho and it becomes an expense in seconds.

SETTLE UP INSTANTLY (UPI) Close the loop without leaving the app — pay via UPI with a tap or a scannable QR (GPay, PhonePe, Paytm, BHIM). No more "I'll send it later."

BUILT FOR GROUPS

• Groups for trips, flatmates, and regular crews
• Equal, exact, or itemized splits
• Recurring expenses for rent and subscriptions
• Clear balances that show exactly who owes whom
• Gentle reminders — never nagging

PRIVATE BY DESIGN Your bank and card details never touch Dutcho — you pay through your own UPI app. We only track who owes who.

Also on the web at dutcho.app.

Split bills. No drama.