Florin: Money Manager

Made for money that lives in more than one country. Budgets and goals in every currency, logging by voice with Siri, and nothing ever leaves your phone.

Money, wherever you live.

Florin is a money manager for people whose money does not stay in one country. Keep accounts in dollars, euros, rupees, or yen. Spend in one currency, save in another, and still see one honest net worth, converted live. And it is private the old-fashioned way: everything stays on your iPhone. No account, no cloud, no tracking.

I built Florin after my own money split across two countries, when every app I tried either asked for my bank login or quietly fell apart at the second currency. It had to do neither. And logging had to take seconds, because the day it becomes a chore is the day you stop.

LET THE TEXT DO THE TYPING Your bank already texts you every time money moves. Forward one to Florin and it comes back parsed and categorized, waiting for a tap to confirm. A one-time Shortcuts automation can do the forwarding for you as texts arrive. Florin never reads your messages: iOS does not allow it, and you decide what gets sent over. Receipts, PDFs, and screenshots share in from any app too, or just paste.

OR JUST SAY IT Say "Log to Florin" and speak the expense in your own words. Siri fills in the rest and confirms out loud, without opening the app or even unlocking your phone.

NOTHING LANDS WITHOUT YOU Every capture waits in a review inbox for your confirmation. Duplicates are caught before you log them twice, and a capture with no readable amount is held for a look instead of slipping through. Typing a description offers back the ones you have used before.

BUDGETS AND GOALS THAT SPEAK CURRENCY Cap your overall spending, or any single category. A month split across two countries still adds up to one number, with a nudge at 80 percent and another when you cross the line, and unspent room can roll into next month. Savings goals keep their own currency (a trip saved for in yen stays in yen), get a pace worked out per week, month, or quarter, and can reserve their money inside an account so you never spend what you have promised yourself.

YOUR DATA IS JUST A FILE Import bank and card statements from CSV or Excel, with column mapping that remembers each bank's layout. Back the whole ledger up to a single Excel file that restores perfectly. Coming from Money Manager? One import.

SEE WHERE IT GOES Category and trend charts by month, year, or all time. Tap into anything.

A DASHBOARD WITHOUT A CLOUD Open your ledger in a browser on your computer, served by the phone itself over your own Wi-Fi. Your AI assistant can connect the same way: it can read and suggest, never write.

NOTHING TO BREACH There is no server and no account. Face ID or a passcode locks the app. The only thing Florin ever fetches is exchange rates.

FREE AND PRO The core is free forever: unlimited transactions, capture from bank texts and by voice, three accounts, statement imports, CSV backups, one budget, and one savings goal. Pro adds budgets for every category, unlimited goals and accounts, the web dashboard and AI access, year and all-time insights, Excel backups, and receipt photos. Pay once for lifetime, or subscribe by the year.

Florin is a personal expense tracker. It does not connect to bank accounts, move money, or give financial advice.