Rates, inflation & break-even
Find your break-even point without repetitive calculations or bank calls; easily track exchange rates, inflation, and deposit growth all in one place.
Your deposit may appear profitable in local currency. But is it truly preserving the value of your principal capital against exchange rates and inflation?
The biggest challenge for deposit holders is not just knowing how much profit they have made, but determining their break-even point. This point is the exchange rate at which the total value of your deposit and accumulated profits equals your initial capital in foreign currency.
Finding this result requires combining different figures, repeating calculations with every new deposit or profit addition, and sometimes contacting the bank for updated information.
Takipu automatically calculates your break-even point based on the data you enter and displays its change over time. It allows you to track your deposits, profits, addition dates, exchange rates, inflation, and key economic indicators all in one place.
The app works strictly with information you enter manually; it does not connect to your bank account and does not request banking credentials.
What You Can Do with Takipu:
• Deposit and Profit Tracking
Record your deposits, entry dates, and earned profits. View, edit, or delete your entries at any time.
• Break-Even Point Calculation
Automatically calculate your break-even exchange rate based on deposit amounts, FX rates, and profit data. Instead of repetitive calculations or contacting banks, update your data and see the results instantly.
• Break-Even Progress
Track how each new deposit or profit entry changes your break-even point through historical records and charts.
• Three Calculation Models
Conservative Model:
Focuses on preserving the initial capital in foreign currency, treating profits as a mechanism to offset exchange rate fluctuations.
Cash Flow Model:
Designed for users who regularly withdraw their profits to cover monthly expenses.
Total Return Model:
Evaluates both principal and profits together to show the overall growth of your savings.
• Inflation Comparison
Compare your deposit returns against annual inflation to clearly see whether the purchasing power of your savings is increasing or decreasing.
• Economic Indicators
Track annual inflation, Central Bank (CBRT) policy interest rates, central bank reserves, and other key indicators that impact your savings value.
• CBRT Meetings
View meeting dates, countdowns to upcoming decisions, and announced interest rate policies.
• Smart Notifications
Receive essential alerts for significant changes in USD exchange rates. Stay informed about rate decisions, inflation updates, and reserve statistics. Enable recurring reminders to log your monthly profits.
• Transaction History
View all deposit and profit entries in chronological order and analyze the exact impact of each transaction on your break-even point.
Leave repetitive calculations and scattered notes behind.
With Takipu, understand not only how much your deposit yields, but also its real standing against foreign exchange and inflation, while clearly monitoring the evolution of your break-even point.
Important Disclosure:
Takipu is not a bank, financial institution, or investment platform. It does not connect to bank accounts, perform fund transfers, open deposit accounts, execute FX trading, or provide financial/investment advice. Results are informational calculations based solely on user-entered data.
Subscription Information:
Access to Takipu's premium calculation features is available via optional subscriptions or a one-time purchase:
Takipu Monthly (Auto-Renewable Monthly Subscription): 499.00 TRY / month
Takipu Yearly (Auto-Renewable Annual Subscription): 3,999.00 TRY / year
Takipu Lifetime (One-Time Purchase, non-recurring): 4,999.00 TRY
Privacy Policy: https://www.takipu.com/legal/privacy.html
Terms of Use (EULA): https://www.takipu.com/legal/terms.html
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