Budge Fudge

Stop guessing what you can afford. BudgeFudge AI tracks your income, bills, and spending — and shows you exactly what's left, in real time.

AI budget & spending tracker

BudgeFudge is the budgeting app built around one number: what's left.

Your income comes in. Your recurring bills go out. Everything else you log as you spend it. BudgeFudge does the math and shows you exactly how much you have left for the month — updated in real time, every time.

No bank connections required. No subscriptions needed to get started.

MEET FUDGE

Fudge is your on-device AI budget companion. Ask it anything — "How am I doing this month?", "Where did my money go?" — and get real answers based on your actual numbers. Fudge also sends you proactive nudges when something's worth knowing: a bill coming up, a spending pattern, or a tight month ahead.

On iOS 26 and later, Fudge uses Apple Intelligence and runs entirely on your device. Your financial data never leaves your phone.

FEATURES

• Leftover tracker — always-current balance after bills and spending • Recurring expenses — monthly bills with due dates and categories • Multiple income sources — salary, freelance, or any pay source • Quick spend log — amount, merchant, category in under 5 seconds • Spending history — monthly summary with category breakdown • Bank accounts — optional, to see your real cash position • Important dates — budget for vacations, gifts, or annual expenses • Evening nudge — a daily check-in at your preferred time • Cloud sync — optional sign-in to back up your data • Full dark mode support

FUDGE PRO

Upgrade to unlock the full Fudge AI experience: unlimited conversation history, proactive monthly insights, and early access to new features.

Simple enough to use every day. Smart enough to actually help.