Mortgage Pro: Loan Calculator

Accurate US mortgage projections with PITI, HOA, and closing costs. Track your history and view detailed amortization schedules for Conventional and FHA loans.

The Ultimate Financial Companion for US Home Buyers. Navigating the US housing market requires precision and clarity. Mortgage Pro is a professional-grade calculator designed specifically for the American mortgage landscape, providing you with a 100% accurate picture of your "True Monthly Cost." Why Choose Mortgage Pro? Comprehensive PITI + HOA Model Don't just calculate Principal and Interest. We factor in Annual Property Taxes, Home Insurance, HOA Fees, and PMI (Private Mortgage Insurance) to give you the standard US "PITI" payment projection. Conventional & FHA Support Easily switch between Conventional and FHA loan types, or calculate Combined Loans to see how secondary financing impacts your monthly budget. Total Cash to Close Estimator Our specialized tax tool estimates your total liquid cash requirements, including down payments and standard US closing costs (appraisal, title, and origination fees). Interactive Amortization Schedules View a month-by-month breakdown of every payment. See exactly how much goes toward principal vs. interest over the 15, 20, or 30-year life of your loan. Persistent History & Comparisons Save your calculations locally. One-tap "Apply to Calculator" allows you to reload previous scenarios instantly for side-by-side comparison. Privacy-First & Offline Your financial data is yours alone. We collect zero personal information and all calculations are performed 100% offline on your device. Key Features: • Modern Material 3 Design with Light/Dark mode support. • Real-time charts for Interest-to-Principal ratios. • Accurate US-standard financial formulas. • Dedicated Help & FAQ section for US mortgage terminology. Whether you are a first-time home buyer, a real estate professional, or a seasoned investor, Mortgage Pro provides the authoritative tools you need to make confident financial decisions. Download Mortgage Pro today and master your home finance!