Aurio: Finance & Tax Spain

Start free, no card needed: your day-to-day money, your net worth and your estimated IVA & IRPF in one place. Private, encrypted, read-only.

Your financial life, clear: your day-to-day, your net worth and your freelance activity, all in one place.

Aurio brings together what today lives in five different places —expenses in one app, investments in another, IVA nowhere— and hands it back organized, with AI and no tax surprises.

YOU'RE IN CHARGE OF YOUR DATA • Log an expense in seconds or import statements (CSV, Norma 43, PDF, XLSX, OFX). • Automate every purchase with Apple Pay using Shortcuts: it saves itself, without going through your bank. • Read-only bank sync (PSD2), coming very soon. Aurio never moves your money.

EFFORTLESS CLARITY • Automatic categorization of your transactions. • Budgets and savings goals. • Net worth with live crypto and stocks: know what you're worth, not just what you have.

IF YOU'RE SELF-EMPLOYED • Your IVA (form 303) and IRPF (form 130) estimated during the quarter, not at the end. • Scan invoices and receipts: deductible expenses organized and ready for your accountant. • A tax calendar with each quarter's deadlines.

ASK YOUR FINANCES • An AI that answers about your real data, with citations. If something isn't in your data, it says so.

PRIVACY BY DESIGN • Everything encrypted; sensitive data tokenized. The AI never sees your raw personal data. • Your data stays in the EU. Export or delete it entirely whenever you want.

Aurio is informative: it calculates and estimates so you reach the quarter with no surprises, but it does not file returns with the AEAT (Spain's tax agency), does not move money and does not replace your accountant.

Free to start, no card. Premium (€9.99/mo): unlimited AI, invoice scanner, full tax tools and a quarterly PDF report.

AURIO PREMIUM SUBSCRIPTION • Annual Premium: €89.99/year. • Monthly Premium: €9.99/month, with a 7-day free trial. Payment is charged to your Apple account at confirmation of purchase. The subscription renews automatically unless canceled at least 24 hours before the end of the period; you can manage or cancel it in your Apple account settings after purchase. Terms of Use (EULA): https://www.aurioapp.com/en/terminos Privacy Policy: https://www.aurioapp.com/en/privacidad