FamSplit

Split family bills fairly — based on everyone's actual income, not just equally. Track personal expenses and settle monthly. Powered by AI.

FamSplit is the smartest way to manage personal finances and split shared expenses with family — powered by AI.

Whether you're tracking your monthly budget or splitting the electricity bill with your parents, FamSplit makes it effortless, fair, and transparent.

—————————————————————— AI FEATURES (Premium) —————————————————————— • Smart expense categorization — type what you spent, AI picks the right category • AI spending insights — 3 personalized observations about your monthly spending • AI financial advisor chat — ask anything about your budget, savings, or family splits

—————————————————————— PERSONAL FINANCE —————————————————————— • Log income and expenses across 15+ categories • Monthly and yearly summaries with visual charts • Track net savings and savings percentage each month

—————————————————————— FAMILY BILL SPLITTING —————————————————————— • Create a family group and invite members via a secure link • Add shared expenses — groceries, rent, utilities, outings • Pro-Rata split: each member pays proportional to their salary • Equal split: divide any expense evenly • See exactly who owes what at a glance

—————————————————————— FAIR PRO-RATA CALCULATION —————————————————————— FamSplit uses a salary-based formula so higher earners contribute more. Add your monthly salary once, and every shared expense is split automatically and fairly.

Example: ₹28,400 monthly bill across three incomes of ₹60K, ₹40K, and ₹20K — each person pays exactly their proportional share. No arguments, no guesswork.

—————————————————————— MONTHLY SETTLEMENTS —————————————————————— • One-tap view of all dues for the month • Clear balances showing who owes whom • Full history of past settlements

—————————————————————— PRIVATE & SECURE —————————————————————— • Phone-number login — no email required • JWT-secured API with encrypted data storage • Your financial data is never sold or shared • Delete your account and all data anytime

Perfect for families sharing household expenses, couples splitting rent and bills, or anyone who wants smarter personal budgeting.

Download FamSplit and take control of your finances — together.