Calk Canada

CALK Canada is a collection of 100+ calculators built for Canadians. Every result uses official rates from the Canada Revenue Agency (CRA), CMHC, and the Bank of Canada for the 2026 tax year. No sign-up required, and it all works offline. The app is free and supported by ads.

WHAT'S INSIDE

Tax

• Income tax for the federal government and all 13 provinces and territories
• Sales tax (GST/HST/PST/QST) by province
• Capital gains, marginal rate, dividend tax credit, CPP/EI, and a tax-return estimator

Pay and salary

• Take-home pay by province (federal and provincial tax, CPP, EI)
• Overtime, vacation pay, bonus, and self-employment

Mortgage and property

• Mortgage payments with Canadian semi-annual compounding
• CMHC insurance, affordability with the B-20 stress test, and land transfer tax
• Amortization, rent vs buy, closing costs, and down payment

Registered accounts

• RRSP and TFSA growth, RESP with CESG grants, FHSA, and RRSP vs TFSA

Retirement

• CPP and OAS benefits, the OAS clawback, GIS, RRIF minimums, and retirement income

Loans, investing and business

• Car, personal and student loans, credit card payoff, and line of credit
• Compound interest, GIC, dividends, net worth, and a budget planner
• GST/HST quick method, payroll, incorporation, and depreciation (CCA)

Everyday

• Fuel cost, EV savings, BMI, calories, due date
• Currency converter, inflation, tip, percentage, unit and date tools

FEATURES

• Works offline. Every calculation runs on your device; your figures never leave it.
• Bilingual: English and French.
• Covers all 13 provinces and territories.
• Updated for the 2026 tax year from official CRA, CMHC, and Bank of Canada sources.
• No subscriptions and no in-app purchases. The app is supported by ads.

WHO IT'S FOR

Employees, contractors and small-business owners, home buyers, families, and anyone who pays tax in Canada.

This app is an independent tool and is not affiliated with or endorsed by any government agency. Results are estimates for information and education only; consult a qualified professional before making financial decisions.

Website: https://calk-ca.com Support: https://calk-ca.com/contact/ Privacy: https://calk-ca.com/privacy/