Balance Wise

See what’s really left after bills. Track cashflow, cards, loans, BNPL and reminders manually with Balance Wise.

Balance Wise is built for people who want a clearer view of their money before payday, bills and debt payments leave their account.

A simple manual money planner that helps you understand what your bank balance really means after upcoming bills, payments, cards, loans and savings are planned.

Instead of only seeing the money in your bank account today, Balance Wise helps you look ahead and see what may be left after your planned payments.

Add your latest bank balance, income, bills, credit cards, loans, BNPL plans, savings and mortgage payments. Balance Wise then builds a clear monthly cashflow view so you can stay ahead of what is due.

Before or after you spend, you can quickly update your bank balance to keep your plan accurate. This helps you build a simple daily habit: check your balance, update your plan, and stay in control of what is really left.

With Balance Wise you can:

• Track your latest bank balance manually • Quickly update your balance after spending • Plan income, bills and regular payments • See what may be left after planned payments • Track credit cards and 0% promotional periods • Track loans, borrowing and BNPL plans • Link payments into your cashflow • View future months and upcoming commitments • Spot possible shortfalls before they happen • Keep your money plan private and under your control

Balance Wise does not connect to your bank. You enter and update your own figures manually, giving you a simple forward-looking plan without bank integrations or transaction imports.

Premium unlocks extra planning protection, including:

• Cloud sync across devices and sessions • Backup & Restore • Multiple Balances • Upcoming payment reminders • Balance check-in reminders • Shortfall alerts • 0% credit card and BNPL deadline alerts

Use it daily, update your balance when things change, and know what is really left.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/