Money Sprout App

MoneySprout is a free personal finance app that brings your accounts, spending, budgets, and goals into one beautiful, easy-to-use dashboard.

Whether you're building an emergency fund, paying down debt, or just trying to understand where your money goes each month, MoneySprout gives you clarity without the spreadsheet stress.

YOUR COMPLETE FINANCIAL PICTURE • Net worth, cash on hand, and total debt at a glance • Interactive cash flow and spending-by-category charts • Month-to-date comparisons and savings rate tracking

TRANSACTIONS THAT MAKE SENSE • Unified transaction history across linked accounts • Search, filter, and browse by day • Recategorize transactions in a tap

SMART BUDGETING & GOALS • Category-based monthly budgets with live progress bars • Savings funds, debt payoffs, and big-purchase goals • Contribution calculators to stay on track

PLANNING & INSIGHTS • Spending calendar with daily activity and upcoming payments • Subscription and recurring charge tracking • Actionable insights into spending patterns and trends • Cash flow and net worth reports over 1, 3, 6 months or custom ranges

CONNECT ACCOUNTS SECURELY • Link banks and credit cards through Plaid — read-only access • MoneySprout never sees or stores your bank login credentials • Disconnect any account anytime from Settings

ASK AI ABOUT YOUR MONEY • Chat with your finances for spending insights and help with categorization • Optional — you control whether financial data is shared with our AI provider

BUILT FOR PRIVACY • Row-level security keeps your data private to your account • Optional zero-knowledge encryption (set up at moneysprout.app) • We never sell your personal or financial data

MoneySprout is free — no subscription, no hidden fees. Create an account with your email and start growing your financial life from the ground up.

Questions? Visit moneysprout.app or contact privacy@moneysprout.app