PayClear: Subscription Tracker

Private subscription tracking with no bank linking. Get reminders before trials convert and renewals hit, and keep recurring costs under control.

Track subscriptions, free trials, bills, and recurring payments — without linking your bank account.

PayClear is a private, offline-first subscription tracker that shows what renews next, helps you prepare for upcoming charges, and reveals what your recurring payments really cost.

Most people underestimate how much they spend on subscriptions. Forgotten trials become paid plans, while annual renewals can arrive unexpectedly. PayClear brings every recurring payment into one clean, private place, helping you stay prepared and in control.

No bank linking. No card linking. No account required.

Add each subscription manually, choose its billing cycle, save the renewal date, and schedule reminders before the next payment. Your subscription data is stored locally on your device.

WHAT YOU CAN DO WITH PAYCLEAR

• Track subscriptions, free trials, bills, and recurring payments in one place • Add weekly, monthly, yearly, and custom billing cycles • Schedule reminders before renewals, trial endings, and due dates • See upcoming payments and what renews next • View monthly and yearly recurring totals • Organize spending by category and profile • Set spending awareness limits • Identify subscriptions that may be worth cancelling • Split shared subscriptions with family or roommates • Export and back up your data • Use core tracking features offline

STAY AHEAD OF FREE TRIALS

Add a trial to PayClear and schedule a reminder before the first payment. Review the service before the trial ends and decide whether you want to keep it.

REMINDERS FOR RECURRING PAYMENTS

Track streaming services, mobile apps, software tools, cloud storage, memberships, mobile plans, utilities, and other repeating expenses.

Set local reminders before upcoming payments so renewals are easier to anticipate.

UNDERSTAND WHAT YOU REALLY SPEND

View recurring costs across monthly and yearly periods. Organize services by category, currency, and profile to understand where your money goes.

Use spending limits and the Savings Simulator to explore how cancelling selected services could affect your future costs.

SPLIT SHARED SUBSCRIPTIONS

Divide recurring bills between family members, partners, or roommates. Calculate each person’s share and create a clear summary that can be copied or shared.

PRIVATE BY DESIGN

PayClear does not connect to your bank, request banking credentials, or upload your subscription list to a PayClear account.

Your subscriptions are added manually and stored in a local database on your device. Core tracking remains available without an internet connection.

OPTIONAL PREMIUM UNLOCK

PayClear includes core subscription tracking features. An optional one-time in-app purchase unlocks additional Premium tools, including:

• Unlimited active services • Premium reports • App lock using device security • Savings Simulator • An ad-free experience

Restore Purchases is available from the app settings.

PERFECT FOR

• Streaming and entertainment subscriptions • Mobile apps and software renewals • SaaS tools and cloud storage • Memberships, mobile plans, and utilities • Free trials before the first payment • Shared household subscriptions • Recurring personal or business expenses

WHY PAYCLEAR IS DIFFERENT

• Manual, private tracking without bank access • Focused subscription management instead of a complicated budgeting suite • Local-first storage for your subscription information • Flexible billing cycles and renewal reminders • Optional Premium features through a one-time purchase

PayClear is built for people who want a simple, private way to understand and manage recurring payments.

Download PayClear and start tracking subscriptions, trials, bills, and renewals — no bank connection required.