Ambagan PH

The easiest way to split bills and settle up with friends, family, or travel buddies. Join any group with a single QR scan.

Ambagan (Filipino for "to chip in") makes splitting shared expenses with friends, family, roommates, or travel buddies simple — and makes settling up painless.

SPLIT EXPENSES YOUR WAY Log any shared cost and split it equally, by percentage, or by custom amount per person. Choose who paid and attach a photo as proof of payment.

ORGANIZE BY GROUP Create a group for every trip, household, or shared bill. Add members, track group-specific expenses, and see settlements at a glance.

INVITE WITH A LINK OR A SCAN Share a group invite as a link or QR code, with an optional expiration date — or scan a friend's QR code to join their group instantly.

SETTLE UP WITH CONFIDENCE Request, approve, or reject settlements right in the app. Every payment is timestamped and searchable, so you always know who's paid and who hasn't.

STAY IN THE LOOP Push notifications for new expenses, settlement requests, approvals, and group activity — plus a notification center that's viewable even offline.

WORKS OFFLINE Browse your groups, expenses, and friends without a connection. Add or edit expenses offline and they'll sync automatically once you're back online.

FRIENDS & BALANCES See everyone you share a group with, along with a running net balance of what you owe or are owed.

FREE TO START Add up to 5 expenses a day across all your groups, completely free. Push notifications are free for everyone, no matter what plan you're on.

GO PRO Upgrade for unlimited daily expenses, draft expenses (log now, split later), multi-currency support for travel across countries, a custom default currency, CSV export, and spending analytics with personalized insights. Plans start at ₱99 for two weeks.

Ambagan is built around the Filipino spirit of bayanihan — pitching in together, without the awkward math.