Fintraq

See what will be left at month-end before it happens. Plan budgets, debt, reserves and goals with clarity.

Fintraq is your forward-looking finance planner for everyday life.

Most money apps show you where your money went. Fintraq helps you look ahead: plan income, fixed costs, budgets, debt and savings goals — and see how your balances may develop over the coming days, weeks and months.

Instead of manually logging every tiny purchase, you set up your most important financial details once. Fintraq turns them into a clear forecast, so you can spot tight spots early and make better decisions before things get stressful.

FEATURES

Forward-looking monthly planning

• Forecast your balances for the months ahead
• Spot financial tight spots before they happen
• See when you may be back in the black

Budgets under control

• Create budgets for groceries, leisure, transport and more
• Log expenses quickly
• Compare planned and actual spending at a glance

Multiple accounts in one overview

• Manage checking, cash, credit card and other accounts
• Include overdraft limits and interest
• Keep your available money clearly visible

Plan debt more clearly

• Track loans, installments, interest rates and terms
• See when each debt may be paid off
• Plan extra repayments and identify potential interest savings

Savings goals and reserves

• Set goals with a target amount and date
• Check whether a goal is realistic
• Plan reserves for future expenses

Reminders and early warnings

• Reminders for fixed costs, salary, installments and budgets
• Early warnings for low balances
• Better decisions before money gets tight

Your financial planning stays with you

• No account required
• No forced cloud
• Your financial entries are stored locally on your device
• Export and restore your data with a backup file

Fintraq is built for people who do not just want to look back at their spending, but want to plan ahead with confidence.

Plan your month, keep debt visible and reach your goals with more clarity.