AI expense tracker for India
Ask your money anything. The AI Coach answers from your real transactions — and Home now tells the story behind your monthly total.
Your salary deserves better than disappearing by the 20th of the month.
ExpenseFlow tracks every UPI payment, every coffee, every Swiggy order — and shows where your money is actually going. Built for Indian households, students, and professionals who want clarity without the spreadsheet.
START FREE — TRY PREMIUM FREE FOR 7 DAYS
Use ExpenseFlow free, no sign-up wall and no card needed. The free plan never hard-stops: after 50 expenses in a month, a short ad adds 15 more — as often as you need. Want the AI tools? Start a 7-day free Premium trial — cancel anytime before it ends and you won't be charged.
WHY INDIAN USERS LOVE IT
• Knows Indian merchants. Swiggy, Zomato, Uber, Ola, Blinkit, Zepto, Amazon, Flipkart, BookMyShow, Netflix, Jio, IRCTC, MakeMyTrip and 60+ more — pre-tagged for instant categorization.
• Indian rupee first. Lakhs and crores show as ₹1.25L or ₹1.5Cr.
• Works offline. Log on the go; everything syncs when you're back online.
LOG EXPENSES IN SECONDS
• Type it or say it. "Swiggy 450" — or tap the mic and speak — and get a fully tagged transaction instantly.
• Undo deletes with one tap.
KNOW WHAT'S SAFE TO SPEND
• "Safe to Spend today" — your daily budget after fixed bills and what you've spent. No mental math.
• 50/30/20 budgeting bar — a live Essentials / Lifestyle / Savings tracker.
• Subscription detection — catches recurring charges before they silently renew.
• Savings goals for the trips and gifts you're planning.
IMPORT & EXPORT
• Bank statement import. Upload a PDF or CSV from your bank, Paytm, PhonePe, or Google Pay — most statements are read right on your device, and if a format can't be read locally you choose whether to use secure AI to extract it.
• Free CSV export. Your data, your copy, any time.
SHARE WITH FAMILY, FRIENDS, OR ROOMMATES
Split rent, trips, or the household budget. Create a shared group, sync in real time, split fairly (equal, custom amounts, or percentage), and see a clear "who owes whom" view. Settle up via UPI link. (Group sharing is Premium; invited members join free.)
BUSINESS & OFFICE TRIPS (Premium)
Run a shop, freelance, or side hustle? Track business income and expenses separately from your personal money — simple categories, income vs. expenses at a glance, multiple workspaces.
Travelling for work? Record your advance, log trip expenses in any currency, and share a clean trip report in one tap.
AI COACH (Premium)
Ask anything about your money in plain English or Hindi — "Where am I overspending?" or "Can I afford a ₹40,000 phone?" The AI reads your real numbers, not generic web tips, and stays focused on your spending.
INVITE FRIENDS — YOU BOTH WIN
Share your referral code. Your friend gets 14 days of Premium free, and you earn free Premium days for every friend who starts using ExpenseFlow — 7 days for your first, more as more join.
PRIVACY FIRST
Your data lives in your own protected row on a secure server, encrypted in transit and at rest, with row-level security scoped to your account. We don't sell your data. Export and walk away any time.
FREE OR PREMIUM
Free — 50 expenses a month + unlimited free top-ups (a short ad adds 15 more, as often as you need — your tracking never has to stop). Full categorization, budgeting, "Safe to Spend", subscription detection, voice input, weekly review, free CSV export. Light ads keep the free plan free.
Premium — unlimited expenses, AI Coach, Smart Insights & Forecast, receipt scanner, bank statement import, Business Tracker & Office Trips, group sharing, savings goals, multi-currency, and no ads. ₹199/month or ₹1,999/year (save 16%), with a 7-day free trial. Subscriptions auto-renew unless cancelled at least 24 hours before the period ends; manage or cancel anytime in your App Store account settings.
Privacy Policy: https://expenseflow-mobile-app-web.web.app/privacy.html
Terms of Use (EULA): https://expenseflow-mobile-app-web.web.app/terms.html
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Made in India by QuantumCreations
quantumcreations.in
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