Plan, Track & Score Retirement
Plan your retirement with confidence. Model your portfolio, expenses, withdrawal rates and taxes — all in one place with scenario analysis. Try cerebro Retire free today
Cerebro Retire is a retirement planning engine built for people who want real answers, not guesswork.
Whether you're 10 years from retirement or already there, cerebro Retire helps you model your entire financial picture: how long your money will last, what your expenses will look like in 20 years, and whether you're on track today for the moment you get to your desired retirement date. Build your plan from today so you will be able to retire with confidence and with a clear path taht you can monitor every day to know iof you are on track or not.
WHAT YOU CAN DO
Retirement Readiness Score
Get a score across 5 pillars — sustainability, withdrawal rate, conservative risk, portfolio cushion, and runway buffer. Know exactly how bulletproof your plan is.
Road to Retire
Set a savings target, build your portfolio to track how it will progress in the future, include your investments and track your progress month by month. See how many years you have left and what it takes to get there. Everything presented with stunning graphs and comprehensive tables that everybody can understand.
Expense Projections
Model 30+ years of retirement spending across low, base, and high inflation scenarios. Built-in smile curve adjusts for how spending actually changes as you age. Cerebro Retire understands how the expenses change over the years, so the projections built in the app follow comprehensive studies that follow real expenses path after retirement.
You will also find the withdrawal % for each year of your retirement and compared to benchmarks so you can understand when your situation is ideal or when you need to make changes.
Wealth Trajectory
See your total portfolio across 4 scenarios: optimistic, base, conservative, and your custom return. Every year, data is charted and presented graphically.
Tax Planning
Built-in capital gains tax engine for 8+ countries. Understand your lifetime tax bill before you start drawing down.
Cerebro PRO
Unlock the full retirement picture with Pro:
- Unlimited scenario modeling
- Full year-by-year breakdown
- Portfolio tracker with custom tickers
- Cloud sync across devices
- Tax engine for all supported countries
Pro starts at $7.99/month or $79.99/year. Lifetime access available for $149.99.
BUILT FOR THE WORLD
Cerebro Retire works in any currency and supports tax profiles for multiple countries, designed for expats, internationally mobile professionals, and anyone whose retirement doesn't fit a single country's assumptions.
PRIVACY FIRST
Your data stays on secured servers and cerebro-retire doesnt have access to it, ONLY YOU can see your financial information. No ads. No data selling. Ever.
Cerebro Retire is part of the Cerebro Financiero family. Financial intelligence tools built in Panama for a global audience.
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