Pinjam Ramah－Pinjaman Online

Pinjam Ramah helps individuals across India access personal credit when additional financial flexibility is needed. Instead of lengthy paperwork and complicated procedures, users can complete the entire application process directly from their mobile devices and receive a lending decision within minutes.

Pinjam Ramah offers unsecured personal loans designed to support a wide range of financial requirements.

• Loan Amount: ₹30,000 – ₹8,600,000
• Loan Term: 91 – 365 days
• Daily Interest Rate: 0.02% – 0.05%
• Maximum APR: 19%
• No collateral required
• Entire process completed online

LOAN EXAMPLE The following example illustrates how loan costs may be calculated: Loan Amount: ₹100,000 Loan Term: 180 days (6 months) Daily Interest Rate: 0.03%

Interest Calculation: Daily Interest = ₹100,000 × 0.03% = ₹30 Total Interest = ₹30 × 180 days = ₹5,400

Therefore: Total Interest Payable: ₹5,400 Total Repayment Amount: ₹105,400 Approximate Monthly Repayment: ₹17,566.67

HOW TO APPLY

1. Download the Pinjam Ramah app and create an account.
2. Complete identity verification and provide the required information.
3. Submit the application for review.
4. Wait for the approval result.
5. Receive funds after successful approval.

WHO CAN APPLY?

• Citizen of India
• Between 20 and 60 years of age

COMMON USAGE

• Household Expenses Manage recurring family costs such as rent, utility bills, groceries, and daily living expenses.

• Medical Emergencies Obtain financial assistance when unexpected healthcare costs require immediate attention.

• Education Expenses Support tuition fees, examination costs, admission deposits, educational materials, or higher education planning for children.

• Purchasing Appliances or Vehicles Help finance essential household appliances, motorcycles, or transportation-related purchases.

DATA PRIVACY Pinjam Ramah places significant importance on user information security. Data transmission is protected using industry-standard encryption technologies, while access controls and security procedures help safeguard personal information during the application process. Information is handled in accordance with applicable regulations and operational requirements.

CUSTOMER SUPPORT Our customer service team is committed to providing professional and responsive assistance whenever support is needed.

• Customer Support Email: cs@chakresh-holdings.com
• Office Address: 14/3/1 Sovaram Bysacks Street, Kolkata, West Bengal 700007, India