Atul Cash-instant loan app

Receive your personal loan funds in minutes directly into your bank account when you apply via our mobile app.

"Build Your Financial Confidence with Atul Cash

Take control of your finances with just a few taps. At Atul Cash, we focus on providing accessible and efficient loan solutions that support your needs at the right moment. Our app ensures a smooth application experience and timely access to funds directly in your bank account.

Why Borrow with Atul Cash?

• Smooth Access to Funds: Receive money promptly once your loan is approved.
• Fully Digital Process: Apply, verify, and manage your loan online without physical documents.
• Quick Personal Loans: Suitable for urgent requirements or planned expenses.
• Flexible Repayment Choices: Select EMIs that align with your repayment capacity.

Core Loan Information

• Maximum Eligible Loan Amount: Rs 4,00,000
• Repayment Duration: 3 months to 1 year
• Interest Structure: Fixed interest rate
• Daily Interest Rate: 0.05% per day
• Annual Percentage Rate (APR): 16.95%
• Applicable Charges at Application: Service fee and 18% GST on the processing fee
• Service Fee: Up to 2% of the approved loan amount
• Charges if Loan Is Not Approved or Disbursed: None

For a loan amount of Rs 25,000 with a repayment tenure of 150 days, the processing fee would be Rs 500, along with Rs 90 as GST, resulting in a total processing charge of Rs 590. The total interest payable during the loan term would be Rs 1,741. Monthly EMI payments would amount to Rs 5,348, bringing the total repayment amount to Rs 26,741. After deducting applicable fees, the net disbursed amount would be Rs 24,410.

Start Your Loan Journey:

• Download Atul Cash from the Apple App Store.
• Quick Registration: Sign up using your mobile number.
• Provide Details: Submit your PAN and Aadhaar for verification.
• Complete KYC: Finish identity checks securely.
• Access Funds: After approval, transfer the amount to your bank account easily.

Experience a seamless borrowing process with the Atul Cash – Online Personal Loan App.

For assistance, reach us at contactus@atulmercantile.com anytime."