Zivo: Cash Advance

Access your earned wages before payday with Zivo. Connect your bank account, get approved, and receive funds quickly when you need them most.

Get paid before payday with Zivo. Link your bank, get approved in minutes, and access cash when you need it most.

Whether it’s gas, groceries, or an unexpected bill, Zivo gives you fast access to $25, $50, $75, or $100 — with zero interest, no credit checks, and no hidden fees.

Built for real life, Zivo gives you control and flexibility when your paycheck timing doesn’t match your expenses. Only pay a membership if you’re approved — if not, you pay nothing. Plus, choose a repayment date that works with your payday.

Why Zivo stands out:

Instant access to small cash advances

No credit score required — we look at real bank activity

No surprises, no hidden costs

Flexible repayment on your terms

Before you download: Zivo offers advances from $25 to $100. Approval depends on your bank activity and is not guaranteed. You must connect your primary bank account for eligibility review.