LifeTile: Pension & Retirement

How long will your money last? Estimate it from Japan's pension, your savings and spending - then stress-test deferred claiming, crashes, and early retirement.

How long will your money last? LifeTile estimates the answer from your pension, savings, and spending. See the age your assets may run out, your gap at age 65, and where your money goes each month. Stress-test the "what ifs" - deferred pension, market crashes, early retirement - before they happen.

All projections are based on Japan's public pension and tax system. Designed for people covered by the Japanese system, including foreign residents in Japan.

WHAT YOU CAN DO • Asset lifespan - an estimate of the age your assets may run out, from your current assets, cash flow, and pension. • Retirement check - the assets you may need by 65 and your gap against them, based on Japan's FY2026 public pension and tax figures. • Cash flow - a Sankey view of where your money goes each month. • What-if - adjust pension start age, retirement age, returns, inflation, and market shocks to compare scenarios side by side. • Life grid - view your whole life as tiles (weekly / monthly / yearly) and see how many tiles remain. • Asset log - record your net worth in about a minute a month, with history, a monthly report, and your logging streak. • Home Screen widget - your estimated asset lifespan on the Home and Lock Screens. Showing amounts is optional and off by default. • Gentle reminders - optional weekly and monthly notifications (off by default). • Share cards - export a snapshot of your grid or monthly report as an image.

ABOUT THE NUMBERS All figures are estimates and do not guarantee future results. LifeTile is an informational and educational simulation tool. It does not provide investment, financial, tax, or legal advice. Amounts are shown in Japanese yen (¥). For your actual pension estimate, check the Japan Pension Service.

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Sources: Ministry of Health, Labour and Welfare; Japan Pension Service; Statistics Bureau of Japan; and other public materials.