HoldLedger

HoldLedger is a clean and efficient way to manage your credit cards, card benefits, subscriptions, and recurring activities—all in one place. Bring statement dates, payment due dates, annual fees, benefit expirations, subscription renewals, and recurring plans together in one clear timeline. With an easy-to-read calendar and local notifications, HoldLedger helps you stay organized and keep important dates under control.

CREDIT CARDS, ALL IN ONE PLACE • Manage multiple credit cards in one organized view • Record the issuing bank, card network, credit limit, currency, and other details • Track statement dates, payment due dates, and annual fee dates • Support permanently waived, fixed-date, and conditional annual fee arrangements • Quickly open supported banking apps to handle payments and statements • Double-tap to copy a card number • Scan card numbers with your camera to add cards more quickly

MAKE THE MOST OF YOUR CARD BENEFITS • Add and manage benefits for each credit card • Keep track of airport lounge access, airport transfers, chauffeur services, roadside assistance, flight delay coverage, and more • Browse benefits by category and see which cards provide them • Record benefit details, eligibility requirements, usage limits, and expiration dates • Support both limited-use and unlimited-use benefits • See remaining usage at a glance • View benefits that are approaching expiration, so valuable perks do not go unused

IMPORTANT DATES AT A GLANCE • View important dates for the next 14 days directly from the home screen • Switch to a full-month calendar for a broader overview • Easily distinguish statement dates, payment due dates, and annual fee dates • Receive local notifications for upcoming payments, renewals, annual fees, and other scheduled items

KEEP SUBSCRIPTIONS UNDER CONTROL • Track streaming services, music, cloud storage, developer tools, memberships, and more • Record the price, billing cycle, renewal date, and current status • Manage active, expired, and canceled subscriptions • See how many days remain before the next renewal • Customize icons and colors to make subscriptions easier to recognize

PLAN RECURRING ACTIVITIES • Manage recurring activities, routine tasks, and personal plans • Choose daily, weekly, monthly, or yearly recurrence rules • Set priority, link a credit card, add notes, and track progress • Break larger activities into checklists and complete them step by step • Ideal for benefit redemptions, travel preparation, recurring financial tasks, and long-term plans

PRIVACY AND BACKUP • Protect private information with Face ID or Touch ID • Create and restore encrypted backups through iCloud • Move your important data more easily when switching devices • HoldLedger follows a local-first approach, keeping your information under your control

CLEAN AND AD-FREE HoldLedger does not integrate with advertising platforms and will never interrupt your workflow with ads.

Whether you are managing credit card dates, card benefits, subscription renewals, or recurring activities, HoldLedger gives you a lighter and clearer way to stay organized—so important dates are easier to remember and valuable benefits are easier to use. Questions, suggestions, or feedback are always welcome: Email: reports@uni9k.zone QQ: 601986166