Finance Octo

Track every cent privately. No bank login, no tracking, no ads. Securely stored in your iCloud. Finance Octo — your private finance companion.

Track all. Share nothing.

See your complete financial picture - income, expenses, subscriptions, assets, crypto and loans - in one private app on your iPhone. Meet Octo, your personal finance companion.

PRIVACY FIRST

• No bank account connection required
• No analytics, no tracking, no ads
• Data stored on your iPhone and automatically synced through your iCloud
• We never see your financial data - it stays inside your Apple ecosystem
• Sign in with Apple - no manual sign-up, no password
• Privacy mode to instantly hide all amounts

WHAT YOU CAN TRACK

• Income, expenses and recurring costs (subscriptions, insurance, housing, loans)
• Net worth: cash, bank accounts, stocks/ETFs, real estate, vehicles
• Crypto holdings with live prices for Bitcoin, Ethereum, Solana and XRP
• Realized gains and losses (P&L overview)
• Custom savings goals
• Monthly spending and budgets by category

NEVER MISS A CANCELLATION DEADLINE Octo notifies you in time before subscriptions and insurance policies auto-renew - so you only keep what you actually want.

SMART INSIGHTS

• Loan calculator with amortization schedule, extra payments, rate changes and pause phases
• Monthly cashflow vs. balance sheet view - your choice
• Saving potential analysis: spot where you are spending more than the typical household

LANGUAGES & CURRENCIES

• Fully available in German and English
• 30 supported currencies (EUR, USD, GBP, JPY, CHF, AUD, CNY, INR, BRL and more)

DESIGN

• Optimized for iPhone - light and dark mode

IMPORTANT Finance Octo is a tracking app - not a bank, not a broker. No money is managed, transferred, or held. It is also not a tax tool - for your tax declaration, please consult a tax advisor.

SUBSCRIPTION

• 3-day free trial
• Auto-renews unless cancelled at least 24 hours before the end of the current period
• Cancel anytime in iOS Settings under Apple ID, Subscriptions

LEGAL

• Contact: info@financeocto.com

Download Finance Octo today and take back control of your money - privately.