PILLAR Momentum

Momentum 1.1 adds guided setup, smoother premium planning tools, cleaner visuals, and improved feedback — no bank linking required.

Stop tracking money. Start improving it.

PILLAR Momentum is a powerful financial improvement system built for people who want deeper financial insight without sacrificing privacy or control.

Unlike traditional budgeting apps, PILLAR Momentum doesn't rely on bank linking or passive tracking. Instead, it helps you understand your finances, test decisions, forecast outcomes, and build long-term financial momentum.

Your data stays under your control while PILLAR transforms financial information into clearer decisions, measurable progress, and stronger financial habits over time.

Financial health isn't determined by income alone. PILLAR focuses on the decisions, habits, and financial behaviours that drive long-term success — whether you're just getting started or managing a complex financial picture.

POWERFUL WITHOUT THE COMPLEXITY

PILLAR Momentum combines forecasting, planning, optimization, tracking, and decision support into one system designed to help you make better financial decisions.

• No bank linking • No spreadsheets • No guesswork • Just better financial momentum

FREE FEATURES

• Financial Health Score built across multiple financial pillars • Discover a personalized Next Best Move to improve your financial score • Run What-If scenarios before making financial decisions • Track income and expenses against your budget • Store notes and contact information in one place • Plan budgets and compare against real-world progress • Track momentum month over month • Create goals and validate progress over time • Receive insights based on your financial picture • Share your financial position with others

PREMIUM SUBSCRIPTION

PILLAR Momentum offers optional auto-renewable Premium subscriptions.

Premium features require a separate purchase and may include:

• Additional categories and custom expense tracking • Additional personalized Next Best Moves and Goal Validation Tracking • Cash flow forecasting with projected account balances and confidence indicators • Long-term net worth projections • Debt payoff forecasting and financial milestone tracking • Export financial data, budgets, expenses, and receipts • Advanced financial insights and planning tools (Beta) • Premium scorecard badges and sharing enhancements • Additional premium functionality released over time

Subscriptions are available monthly or annually and renew automatically unless cancelled at least 24 hours before the end of the current billing period. You can manage or cancel your subscription through your Apple ID account settings.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Privacy Policy: https://pillar-ai.notion.site/Privacy-Policy-PILLAR-V1-0-31618fdb30c7805f8e1fd132934fc21b