Keyy: Don’t just pay, Get paid

Description: KEYY is India’s most rewarding payment app that gets you ≤ 15% back on everyday spends.

How Keyy works? Keyy personalizes and automates your entire credit card experience/journey. It recommends the best credit cards you're eligible for that maximises return, helps you choose the right card for every purchase to maximize returns, and enables you to get the highest monetary value from your points, all in one app.

What comes with Keyy:

→ 1. Perfect Wallet: Keyy scans 600+ credit cards, checks your eligibility, and runs millions of combinations with 10+ metrics to find you the best 3-4 credit cards that maximize returns. It even tells you which card to close and which new ones to get instead with a detailed analysis.

→ 2. Users can apply for the card inside the app and get guaranteed cashback on every card issued through the Keyy app.

→ 3. Auto Card Selection: At every payment, Keyy analyses 20+ metrics to show you the most rewarding way to pay. A user has 3 choices:

• Scan QR. Enter Amount. Select Category.
• Enter a merchant's name. Enter Amount. Select Category.
• Ask Maven.

→ 4. Maven: Keyy’s in-app chatbot (Maven), helps users redeem points the best way to maximize their real monetary value.

→ 5. Credit Card Management: Manage all your credit cards in one place. Track upcoming dues, receive timely bill reminders, and access detailed insights like redemption options, base rewards, accelerated rewards, cappings, lounge access, etc. for every card at one place.

→ 6. Travel Membership: Track all hotel and airline loyalty memberships in one place, including Membership Tiers, Reward points, membership number, transfer in and out partners, etc.

→ 7. Travel With Points: Search and compare flights and hotels using reward points instead of cash. View your available points across programs, discover the best redemption options, and see how to bridge any points gap through eligible credit card or loyalty program transfers.

→ 8. Credit Score: Monitor your credit score, insights, and credit profile.

→ 9. Gift Cards: Access brand gift cards with exclusive offers and enhanced reward opportunities.

→ 10. Keyy Memberships: KEYY offers three level of memberships: → Forum → Atrium → Vault Each membership tier is tailored to deliver a distinct set of rewards, privileges, and experiences.

→ 11. Keyy Loans: Get instant access to personal loans of up to ₹5 lakhs with a fast, seamless, and fully digital application process. Compare personalized loan offers, enjoy competitive interest rates, and receive funds quickly, making it easier to finance life's planned and unexpected expenses.

How to become a KEYY Member → Download the KEYY app → Sign up and start with the base membership instantly → No subscriptions, no payment required

All VISA Cards, Mastercards, Amex, Rupay, Diners Club,

Credit cards supported on keyy → HDFC Bank, SBI Cards, ICICI Bank, Axis Bank, Kotak Mahindra Bank, RBL Bank, IDFC FIRST Bank, IndusInd Bank, Bank of Baroda, Yes Bank, American Express, Federal Bank, AU Small Finance Bank, Canara Bank, HSBC Bank, Standard Chartered Bank, SBM Bank, Punjab National Bank, Union Bank of India, DBS Bank, South Indian Bank, Indian Bank, CSB Bank, Jammu & Kashmir Bank, Utkarsh Small Finance Bank, Bank of India, Indian Overseas Bank, City Union Bank, IDBI Bank, Tamilnad Mercantile Bank, Bank of Maharashtra, Dhanlaxmi Bank, Karur Vysya Bank, ESAF Small Finance Bank, Bandhan Bank, Equitas Small Finance Bank, and DCB Bank.

→ All Visa Cards, All RuPay Cards, All Mastercard Cards, American Express Cards, and Diners Club Cards.