Sendvoucher

Sendvoucher (Pty) Ltd is a South African financial services app that helps users send, receive, and manage money securely.

Through the app, eligible users can access cash-out services for inbound remittances, send money within South Africa, and apply for regulated personal loans offered directly by Sendvoucher (Pty) Ltd.

Sendvoucher (Pty) Ltd is the app owner and direct lender for personal loans offered through the app. The app is designed to provide a simple, secure, and reliable financial experience.

Personal Loan Disclosure

Minimum loan amount: R500 Maximum loan amount: R3,000 Minimum repayment period: 3 months Maximum repayment period: 4 months Maximum Annual Percentage Rate (APR): 60%

Representative example: If a customer borrows R1,000 over 3 months at a maximum APR of 60%, with a fixed upfront fee of R150, the estimated total repayment would be R1,300. This includes the principal amount of R1,000, estimated interest of R150, and upfront fees of R150. The amount would be repaid in 3 monthly instalments of approximately R433.33.

All loan applications are subject to eligibility checks, affordability assessment, approval, and the applicable loan agreement.

The app also provides access to cash-out services, domestic money transfer services, customer support, transaction tracking, and secure account management.

Sendvoucher prioritises security, transparency, responsible lending, and compliance with applicable South African financial services requirements.