Phantom: Subscription Killer

Snap a screenshot of your statement — Phantom surfaces every subscription you forgot, scores the dead weight, and shows you what to cancel. No bank login, ever.

You're paying for subscriptions you forgot you had. Phantom finds every one from a screenshot of your statement, scores the dead weight, and shows you exactly how to cancel — without ever asking for your bank login. Nothing leaves your phone.

HOW IT WORKS

Import in seconds. Screenshot your bank or card statement, or start from your Apple subscriptions. Apple's on-device Vision reads it — no account to connect, no password to hand over. See the zombies. Every recurring charge gets a Zombie Score from 0 to 100 — how much you use it, how many overlapping services you already pay for, whether you're above market. The 80+ ones are the money quietly leaving your account. Cancel — or fight back. Jump straight to the vendor's real cancellation page, or generate an EFTA/ROSCA-compliant dispute letter for charges you never agreed to: silent auto-renewals, trial traps, billing after you already cancelled. Never get surprised. A heads-up before a price hike, before a free trial converts, and the moment a new recurring charge appears. Keep it without overpaying. For 47 services, Phantom hands you the exact retention script to call in a discount instead of cancelling. PRIVATE BY DESIGN — AND YOU CAN VERIFY IT Phantom has no servers and no bank connection. Your statements are read on your device by Apple's Vision framework and are never uploaded. We can't see your data, because we never receive it. • We never sell your data. • We never push loans or credit cards. • We never ask for your bank login. That's not a line buried in a privacy policy. It's how the app is built — the whole thing runs on your iPhone.

WHY PHANTOM — Most subscription managers start by asking you to connect your bank. Phantom never does. You stay in control of your data, and the app works for you — not for anyone monetizing it on the side.

PRICING Free — track up to 5 subscriptions and send 1 dispute letter a month. Phantom Pro — $3.99/month, or $29.99/year (save 37%): unlimited subscriptions, unlimited dispute letters, every price-hike and trial alert, and all 47 negotiation scripts. Pro pays for itself the first time it catches a charge you would have missed.

Start free. Find what you're losing in about a minute.