Pulse: All-in-One Finance

Data Not Collected — the label on this page proves it. Track your net worth across every currency, private in your own iCloud. No ads, no account, no tracking.

Pulse is the personal-finance spreadsheet you've been maintaining — reborn as an app that actually feels good to use.

EVERYTHING IN ONE PLACE • Live Dashboard with your real net worth across every account, currency, and asset • Insights hub — net worth over time with a settable goal and projected pace, an interactive cash-flow diagram, and spending drill-downs into cash, debt, investments, and expenses • Monthly budget that plans ahead and tracks actuals as you go • Accounts ledger covering checking, savings, credit cards, debt, and cash — in any currency • Portfolio for shares, ETFs, and crypto with live prices and intraday sparklines • RSU and vesting plans with vest-date notifications • Property holdings — flats, cars, collectibles — at your stated value • Scheduled transactions that materialize automatically • Unified transaction feed showing income, expenses, transfers, and investments in one stream • Home-screen and lock-screen widgets — net worth, budget, upcoming bills, account balances, and vests at a glance • Quick-add from anywhere — Siri, Shortcuts, the Action Button, or your Apple Watch

WHAT MAKES PULSE DIFFERENT • Multi-currency native — no app makes you re-enter foreign accounts as USD • Local-first — your data lives on your device, synced privately through your own iCloud • No ads, no tracking — you're the customer, not the product; Pulse never sells your data • Designed for power users — the precision of a ledger, the clarity of a real app

WHO PULSE IS FOR • People paid in multiple currencies, or with international accounts • Spreadsheet maintainers ready for a real iOS app • Switchers from YNAB, Revolut, or Wise — one-tap import presets bring your history over • Investors tracking shares, crypto, RSUs, and property in one place • Anyone who wants their real net worth in one number, refreshed live

YOUR DATA STAYS YOURS Pulse stores everything on your device. iCloud sync keeps your iPhone and iPad in step through your own iCloud account. Pulse keeps your data in your iCloud, not on our servers — and when you connect a bank, that link only fetches your transactions; Pulse's connection service stores none of your financial data. CSV import and export at any time — review every row before it lands, and undo an import in one tap.

Your net worth. Every currency. Private.