ARYA Wealth Management

ARYA Wealth Management brings your entire financial life into one clear picture — everything you own, the money moving through it, and where your net worth is heading over the years ahead.

Most apps track spending. ARYA Wealth Management tracks wealth. It treats your personal finances the way a company treats its books — a balance sheet, an income statement, and a long-range plan — with an AI assistant that has full context on all of it.

EVERYTHING YOU OWN, IN ONE PLACE Build a complete view of your assets across every bank, broker, and category: • Liquid assets — accounts, cash, equities, and structured products, organized as a portfolio per institution • Real estate — with mortgages and loans attached, so you see net value, not just gross • Private equity — stakes in private companies • Custom categories — cars, watches, collectibles, anything you own ARYA computes daily fluctuations and realized/unrealized P&L automatically, then shows you exactly where your capital sits — across cash, equities, and structured products, in any currency.

CASHFLOW, WITHOUT THE BUSYWORK See the direction of your money without logging every coffee. Group income and expenses into meaningful projects — your home, a business, a rental — and track confirmed vs. expected flows month by month, with a clear bank-level view.

PROJECT YOUR NET WORTH FOR YEARS AHEAD Set growth assumptions across your assets and watch your net worth roll forward, year by year. Stress-test it with a distress value — what your portfolio is worth if you had to sell under pressure — so you always know your floor, not just your ceiling.

AN AI ASSISTANT THAT KNOWS YOUR WEALTH The ARYA AI assistant is available from every screen — and it already knows what you own, what you owe, and where your cash is. No re-explaining your situation every time. • Break your portfolio down by strategy and estimate returns per bucket • Surface the details of any structured product — underlying, coupon, term • Run the calculations that get harder as your wealth grows • Update your data in plain language — "I sold $300 of stock in my Emirates NBD portfolio" — and confirm before it's applied That's the difference between a chatbot and a financial assistant.

WHO IT'S FOR ARYA Wealth Management is built for people with real complexity in their finances — multiple banks, several asset classes, a business, holdings across countries. Set it up once, then keep it current in minutes.

Your data, your picture. Available in English and French.

https://arya.com/legal/general-terms-of-use