xCIPHR

V1 includes xCIPHR identity creation, on-device wallet custody, Face ID/Secure Enclave authorization, XRPL anchoring, and encrypted recovery.

xCIPHR is a self-custody identity and wallet app built for XRPL-based digital identity.

Create an identity, generate wallet keys on your device, authorize activity locally, and keep control of your wallet. xCIPHR is designed around device-held keys, encrypted backup envelopes, and clear transaction approval flows.

With xCIPHR, you can:

• Create a self-custody XRPL identity • Generate wallet keys directly on your device • Use Sign in with Apple and device authorization for a streamlined onboarding flow • View wallet balance and identity details • Prepare, review, and approve XRPL transactions locally • Use encrypted backup and recovery flows designed to keep private key material out of backend custody • Anchor identity metadata for verification and recovery workflows

xCIPHR’s backend helps prepare transactions, store encrypted backup metadata, and broadcast approved activity. It does not receive your private wallet keys and cannot sign user-wallet transactions on your behalf.

The app is built for users who want a clean, mobile-first way to manage XRPL identity workflows with local authorization and self-custody principles.

xCIPHR does not provide investment advice, mining, staking, yield products, or custodial financial services.