montra: your finance journal

A private finance journal for one person. Track income, expenses, wallets, and net worth by month or year. No account, no ads, no data ever leaves your phone.

Montra is a personal finance journal for one person.

Keep a record of what you earn and spend, sorted by category and viewed by month or year. Track your accounts and net worth too. No goals, no nudges, no subscription.

Your money data stays on your device and in your iCloud Backup. No account, no sign-up, no analytics, no tracking. Nothing about you or your money is ever sent anywhere.

Income and expenses Add income and expense categories that match how you live. Mark any category as recurrent so it shows up every month without entering it again. Set a fixed amount for standing items like rent, salary, or a regular transfer, and Montra enters it for you each month.

Look back at any past month. Open a category to see every entry. Switch to the year view for the full picture.

Wallets and net worth Track balances across bank accounts, cash, crypto, and investments. Record a balance whenever you want. Montra carries the last value forward and shows your net worth by month. Each wallet keeps its own currency, and totals convert to your base currency.

Your data Export everything as a single JSON file any time, and import it back on a new device. Your numbers belong to you.

Privacy Your data never leaves your device. Montra runs fully offline. One optional setting, off by default, lets it fetch public exchange rates and coin prices to fill in currency conversions for you. Those requests say nothing about you or your money. Leave it off and Montra makes no network calls at all.

Lock the app with Face ID or your passcode if you want.

What Montra does not do No budget goals, savings targets, or spending limits. No notifications. No ads. No analytics. No account. Montra records what happened and lets you read it back. That is all.