Monetum Kyc

Secure passport verification in under 60 seconds. Scan, tap, verify — all on your phone. Now with Open Banking IBAN verification.

Monetum KYC is the fastest way to verify your identity using your biometric passport — directly from your iPhone. Monetum KYC combines three layers of trust into a single 60-second flow:

• ICAO-compliant passport NFC chip reading • Machine-readable zone (MRZ) optical scanning • Open Banking-based IBAN ownership verification

FAST — End-to-end verification in under a minute. No paperwork, no waiting room, no callbacks.

SECURE — Your passport data is read directly from the secure ICAO-compliant chip using BAC/PACE cryptographic protocols. Data never leaves your phone unencrypted.

PRIVATE — We extract only the minimum information required for verification. No tracking, no advertising IDs, no third-party analytics on your personal data.

ACCURATE — Cryptographic verification of the passport's chip signature ensures the document is authentic and unaltered. Open Banking confirms that the IBAN you provide is genuinely yours.

HOW IT WORKS

1. Scan the QR code from your Monetum.com invitation email
2. Point your camera at the photo page of your passport — we read the MRZ automatically
3. Hold your passport to the back of your iPhone — the NFC chip transfers your verified biometric data
4. Choose your bank from 2,000+ supported institutions across Europe and log in once — your IBAN is verified instantly

WHO IT IS FOR Monetum KYC is used to perform Know Your Customer (KYC) checks under compliance regulations. You only use this app when invited by Monetum. You will receive a one-time QR code or link to start the verification.

SUPPORTED DOCUMENTS • Biometric passports (ICAO 9303 compliant) from all 193 ICAO member states

SUPPORTED BANKS 2,000+ banks across the EU, EEA, UK, and Switzerland via the Open Banking PSD2 framework. Major institutions including UniCredit, Intesa Sanpaolo, BNP Paribas, Deutsche Bank, ING, Revolut, N26, Wise, and many more.

PRIVACY & COMPLIANCE • GDPR-compliant data handling • eIDAS-aligned identity assurance • No data retained beyond the verification session • End-to-end TLS 1.3 transport encryption • ICAO BAC/PACE chip authentication

You are always in control. You explicitly consent to each step. You can cancel at any time.

REQUIREMENTS • iPhone 7 or later (NFC reader required) • iOS 14.0 or later • Camera access (to read the passport photo page) • NFC access (to read the passport chip) • A valid biometric travel document • An invitation/QR code from Monetum

SUPPORT Questions? Email support@monetum.com or visit monetum.com/contact.