Monthly: Family Budget Tracker

Know your real financial picture. Track all accounts, subtract tax debts, and see your true net total. Monthly snapshots, multi-currency support, charts, and PDF reports.

Most budget apps want you to log every coffee and sandwich. Family Budget takes a different approach.

Once a month, open the app, enter your account balances, and see your real financial position. That's it. No bank connections, no syncing transactions, no categories for every purchase. Just honest numbers that show where you actually stand.

WHO IS THIS FOR People who want clarity, not complexity. If you prefer to save rather than spend on credit, if you want to know your real position after all obligations, if you live in a country where taxes are deferred and you need to plan ahead, this app is for you.

WHY IT MATTERS Money is rarely in one place. You have bank accounts, savings, maybe some cash. On top of that, there are taxes you haven't paid yet, obligations that will come due later. If you only look at your bank balance, you're seeing an incomplete picture. Family Budget brings everything together and subtracts what you owe, so the number you see is what you truly have.

HOW IT WORKS Add your accounts: banks, savings, cash, crypto, investments. Add family members with their income and tax rates. The app calculates tax obligations automatically. Each month, record a snapshot: update your balances, note any major expenses, and the app does the rest. Your net total, meaning total assets minus tax debts, appears instantly. Over time, you build a history. Charts show whether your wealth is growing or shrinking. You can spot trends, compare months, and understand your financial trajectory at a glance.

KEY FEATURES

• Monthly Snapshots. Record account balances once a month. Quick, simple, takes a couple of minutes.
• Tax Debt Tracking. Set tax rates for each family member. The app tracks accumulated obligations, payments made, and remaining debt. You always know what's really yours.
• Multi-Currency Support. Accounts in EUR, USD, GBP, or any of 30+ currencies. Everything converts to your base currency automatically with current exchange rates.
• Monthly Budget Control. Track expected savings, recurring payments, one-time purchases, and spending categories. See how your actual spending compares to your plan.
• Charts and Analytics. Net total over time, monthly changes, budget tracking. Visual charts that reveal trends without drowning you in data.
• PDF Reports. Export financial reports with charts and period breakdowns. Share with your partner or keep for your own records.
• iCloud Sync. Your data syncs privately across your Apple devices via iCloud. No accounts to create, no servers, no third parties.
• Family Members. Track income, taxes, and contributions for each person in your household.

SUBSCRIPTIONS Family Budget is free with limited accounts, family members, and snapshots. A Pro subscription unlocks unlimited usage:

Monthly: $4.99/month Yearly: $29.99/year (save 50%)

Prices may vary by region and currency. Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. You can manage or cancel subscriptions in your Apple ID account settings.

Privacy Policy: https://monthly-family-budget.netlify.app/privacy-policy Terms of Use: https://monthly-family-budget.netlify.app/terms-of-use