Cove Money: Budget & Bills

Your money, finally calm. See every account, bill and dollar in one place — then ask Cove, your private AI money assistant, anything about your finances.

Cove brings your whole financial life into one calm, beautiful place, so you always know exactly where you stand.

Cove requires an active Cove Premium subscription to use the app. Cove Premium is $9.99 AUD per month after a 7-day free trial, with pricing and billing shown before purchase and managed through your Apple ID.

Securely connect your Australian bank accounts through Australia’s Consumer Data Right (CDR), also known as open banking. Cove connects as a CDR Representative of Fiskil, with read-only access and your consent.

Cove can show your balances, spending, bills and net worth in one place. Cove cannot move your money, make payments or transfer funds.

Everything In One Place

• Available cash and net worth at a glance: every account, plus assets like your home, super and investments.
• See money in vs money out for the month, so there are never any surprises.

Spending That Makes Sense

• Every transaction is automatically categorised: groceries, eating out, transport and more.
• Clear insights show exactly where your money goes, week to week and month to month.

Never Miss A Bill

• Cove finds your recurring bills and subscriptions and tracks what’s due.
• Get a heads-up before each payment, and see what you’ve already paid this month.

Ask Cove: Your AI Money Assistant

• Ask anything in plain English: “How am I tracking this month?”, “What bills are coming up?”, “Can I afford this?”
• Cove answers using your real numbers, with charts and suggestions you can action in a tap.

Private And Secure

• Bank connections use your bank’s own secure consent screen.
• Cove never sees your bank login details.
• Access is read-only: no payments, no transfers, no moving money.
• You can revoke access and delete your data when you choose.
• Your data is encrypted, never sold, and protected with Face ID / Touch ID.

Subscription Required Cove requires an active Cove Premium subscription to use the app. Cove Premium is $9.99 AUD per month after a 7-day free trial. Subscription pricing, trial eligibility and billing are shown before purchase and managed through your Apple ID.

Terms of Use: https://covemoney.com.au/terms Privacy Policy: https://covemoney.com.au/privacy