TabKeep

Splitting expenses with friends is easy in theory and a mess in practice. Someone scrolls through their bank statements trying to remember who paid for the Airbnb. Someone else has Notes app math from the train. TabKeep handles all of it. Add an expense, pick who's in, done.

You don't need an account to start. Pick a display name and an emoji and you're set. Sign in with Apple or Google later if you want to sync across devices or invite people who aren't standing next to you.

Equal splits are the default. Punch in custom amounts when only some of you ordered the wine, or split across two payers when two cards covered dinner. Add a member once and TabKeep remembers them for the next trip.

Snap a photo of the receipt at the counter and it stays with the expense. A week later when someone asks "what did that cost?", you've got it.

If you paid for the train in EUR and the group is settling in USD, TabKeep grabs the day's rate, snapshots it onto the expense, and the math stays right no matter how many borders you cross. Works offline, syncs the moment you're back online.

When it's time to settle up, TabKeep finds the minimum number of transfers that balances everyone. Three people owing each other in a loop turns into one clean payment.

Sharing a group is one link, one tap. New members see the whole expense history from the start.

The dashboard tells you what you owe, what you're owed, and where your money went this month, sliced by group, person, category, or date range. Notifications fire when someone records a settlement, edits a shared expense, or invites you somewhere new.

Your data syncs only between the people you invite into a group. No ads, no data brokers, no analytics on what you spent. Leave or delete a group whenever you want. Delete your account whenever you want.

TabKeep is free.

Made by Appssemble.