CardPal: Credit Card Assistant

Your personal credit card assistant — maximise every card in your wallet

CardPal is a credit card assistant designed for Hong Kong users. From comparing rebates and logging transactions, to tracking promotion progress and annual fee deadlines — CardPal helps you manage every card in your wallet.

【Key Features】 • Instant Rebate Comparison Search by merchant or spending category, enter an amount, and instantly rank all your credit cards by cash rebate or miles earned.

• Promotion Progress Tracking Automatically calculates accumulated spending and remaining quota for each card's promotional offers — so you always know which promotions have capped out and which still have room.

• Annual Fee Assistant Enter your card issue month and CardPal will list the next annual fee due date for each card, along with waiver conditions and contact details.

• Push Notifications Automatic reminders before promotions expire, on statement cut-off dates, and before annual fees are charged — so nothing slips through the cracks.