Harcio

Split group trip expenses in seconds. Track who paid what, see balances instantly. Multi-currency, receipts, smart split - the easiest way to settle up with friends!

Harcio - Split Group Expenses, Effortlessly

Holidays with friends, roommates splitting monthly bills, business trips, wedding prep, group dinners... Shared expenses always get messy. Who paid what? Who owes whom? Don't let the math ruin the fun.

Harcio is the simple, powerful app that organizes your group expenses in seconds.

WHY HARCIO?

• Quick setup: Create an account, start a trip, invite friends - ready in 30 seconds. • Smart splitting: Split evenly, by percentage, or with custom amounts - every scenario covered. • Multiple payers: Did more than one person pay for the same expense? No problem. • Instant balances: See who owes whom at a glance. • Debt simplification: A smart algorithm settles everyone with the fewest possible payments.

KEY FEATURES

▸ Lightning-fast mobile experience Smooth like a native app. Easy to install, even easier to use.

▸ Multi-currency Traveling abroad? Add expenses in any currency, with automatic conversion to your trip's base currency. Live exchange rates always at hand.

▸ Receipt photos Attach a receipt to every expense. Never wonder "what was that for?" again.

▸ Offline members Add friends who don't use the app. Not everyone has to sign up.

▸ Invite links Share a link, friends join with one tap. No complicated invitation flow.

▸ Categories Food, transport, accommodation, entertainment, shopping... Categorize expenses and see where your money goes.

▸ IBAN sharing When the trip ends, share your IBAN and get paid back quickly. No more hunting for bank details in chat history.

▸ History lock Old expenses lock automatically. No accidental edits to past entries.

▸ Dark mode Easy on the eyes, day or night.

▸ Notifications New expenses, new payments, trip closures - stay in the loop on what matters.

PERFECT FOR

• Friend vacations and group trips • Roommates sharing monthly bills and groceries • Business trips • Wedding, birthday, and event planning • Family holidays • International travel • Group dinners and meetups • Festivals and camping trips

WHAT MAKES HARCIO DIFFERENT?

Simple. No cluttered menus, no unnecessary features. Just add an expense, pick who paid and who shares it - the rest is automatic. The debt map calculates itself.

Private. Your data, your control. No ads, no tracking, no data selling.

Clear. A clean interface anyone can use, no matter their age or tech comfort.

Reliable. Calculations happen in a snap, every time, accurately. Your money goes to the right person.

GET STARTED

Download for free. Create your account. Start your first trip. Invite friends. Log expenses. Let Harcio handle the rest.

Stop asking "who owes whom?" - end the math hassle and focus on the memories.

Harcio - The practical way to split group expenses.