Penvo - AI Voice Expense Log

Just say it out loud. When you say "$4.50 for coffee," Penvo records it in seconds—no typing required, making it quick and easy so you never miss an entry.

Voice & AI Input

• Speak any expense—AI instantly recognizes the amount, category, and notes

• Snap a photo of a receipt—AI reads and auto-fills the details

• Log entries with just two taps via the Apple Watch widget

Personal Finance & Budgeting

• Daily and monthly overviews with clear category breakdowns

• Donut charts and trend graphs—view data by week, month, or year

• Multi-currency support: USD, JPY, EUR, and more

• Set monthly budgets and quickly track your progress

• Recurring expense reminders—subscriptions, rent, utilities

• Smart To-Dos: Track financial tasks like "pay credit card bill," "cancel subscription," or daily chores

• Wishlists & Savings Goals: Save items you want to buy, track progress, and move them to expenses with one tap after purchase

• Actionable Planning: No need to keep tasks and budgets in separate apps; manage debts and expenses in one place

• Collectibles management feature automatically identifies card rarity and other details

Shared Ledgers

• Create shared ledgers with friends, family, or roommates

• Everyone can add their own expenses—view group totals in real-time

• Perfect for splitting rent, vacation costs, or household bills

Business Mode

Switch between personal and business modes with one tap:

• See today's income, costs, and profit at a glance

• Track accounts receivable—record who owes you money and when payment is due

• Recurring business expenses: rent, utilities, staff wages, commissions

• Complete transaction history grouped by date

Speed ​​First

Most people give up on expense management apps because logging takes too long. Penvo’s voice input feature eliminates this hassle entirely. Just say it, and it's done.

Pro Version

Unlock features like recurring reminders, trend analysis, and more with Penvo Pro. Includes a 30-day free trial. Invite Friends — Once they log 20 transactions, both of you receive 7 days of Pro membership. If a friend signs up for a monthly or annual subscription, you also earn a reward of 7 or 30 days.

Security & Privacy

• Local mode requires no login; data stays exclusively on your phone

• Unlock via Face ID / Touch ID

• Your data remains secure

Terms of Use (EULA):

https://www.apple.com/legal/internet-services/itunes/dev/stdeula/