Cilantro Money

Every money app wants a chore from you. Budgets. Categories. A weekly check-in. Cilantro wants nothing. You connect your accounts once, and it watches them for you.

https://cilantro.highloop.co/terms https://cilantro.highloop.co/privacy

That's the app. It tells you what changed.

CONNECT ONCE Link your accounts through Plaid and you're done. No spreadsheets, no rules to set up, no transactions to tag. Cilantro reads your accounts and puts what's worth knowing in one queue on your home screen, with a one-line read on the week - "14 things to check." Nothing to maintain.

WHAT IT CATCHES The stuff you'd scroll right past. • Odd charges - "usually $41 at Amazon, this one was $349." • Bill creep - when PG&E, rent, or a subscription quietly goes up. • Duplicate charges - when something bills you twice. • Spike week, quiet month - an at-a-glance read on what changed.

TRIPS, WITHOUT SETUP Book a hotel and Cilantro notices you're traveling. A live card tracks what you've spent and how today compares. Back home, you get a recap - categories, top merchants, the outliers worth a look - that you didn't have to build.

LUMPY INCOME, HANDLED Freelance, commission, 1099? A salary view is useless to you. Cilantro shows this month's run-rate against your last twelve - "pacing for ~$67.6k, typical for you." Salaried users get a steady view instead. Auto-detected either way.

BETTER WITH A PARTNER Invite your partner and joint cards show up for both of you. Private ones stay private. See a charge you don't recognize? Flag it and ask them right in the app. One subscription covers the household.

WHAT WE DON'T DO • No ads. Not on your home screen, not anywhere. • No data sales. We don't sell your spending, your location, or your identifiers. Bank connections run through Plaid - the same plumbing behind Venmo and Robinhood - and it's read-only. Cilantro can watch your money. It can't move it. • No budgeting homework. No envelopes, no tagging, no guilt. • No lock-in. Delete your account in Settings, with 30 days to change your mind.

IF YOU WANT MORE The basics are free for 7 days. Cilantro Plus adds the deeper insights, the 30-day balance forecast with a what-if toggle, variable-income tracking, and full household sharing. It's a subscription - you'll know exactly what you're paying for before you pay.

Native iOS. No ads. No data sales.