Veto: Buy Less, Buy Better

Regret your purchases AFTER you swipe? Veto is your proactive AI spending assistant. Intercept impulse buys and buy what actually matters.

EVERYONE HAS A PURCHASE THEY REGRET. The jacket still tagged in the closet. The gadget that seemed essential at 11 PM on a Tuesday. The subscription you forgot you signed up for.

That regret isn't a moral failure, it's a timing problem. The doubt arrives AFTER the swipe, not before.

VETO FLIPS THE SEQUENCE. Veto is an opinionated AI spending assistant that intercepts the impulse-to-purchase moment BEFORE it becomes a purchase. Unlike traditional budgeting apps that reactively track what you have already spent, Veto intervenes beforehand. It is a direct, honest, and slightly inconvenient second voice in your pocket that asks the questions you won't ask yourself when dopamine is doing the talking.

INTRODUCING THE GAUNTLET When you want to buy something, tell Veto. You will enter "The Gauntlet"—a structured AI interrogation process designed across three frameworks:

1. THE PHYSICS OF THE ITEM: What is this object? Is it a consumable that disappears, a durable that lasts years, or an experience? Understanding the lifespan and utility of your purchase reframes the price.
2. THE PSYCHOLOGY OF SPENDING: Why do you want it right now? Run a quick HALT check (Are you Hungry, Angry, Lonely, or Tired?). Veto helps you separate genuine needs from emotional wants.
3. THE ECONOMICS OF THE CHOICE: Can you actually afford it in real terms? Veto reframes the price tag into time cost ("This costs 12 hours of work"), budget impact ("This eats 15% of your monthly budget"), and cost-per-use analysis.

CHOOSE YOUR ADVISOR TONE Configure your AI spending coach to match the support style you need:

• GENTLE: Supportive, encouraging, and focused on positive reinforcement.
• BALANCED: Objective, fact-based, and analytical.
• TOUGH LOVE: Direct, challenging, and completely honest about your excuses.

FEATURES TO PROTECT YOUR WEALTH

• AI VERDICTS: After running the Gauntlet, get a clear verdict: Approved, Denied, Conditional, Alternative, or Deferred.
• OUTCOME RETROSPECTIVE: Review past purchases weeks later with a "Was it worth it?" check-in. Track actual utility and satisfaction over time to build self-awareness.
• PRIORITY TIMELINE: A stack-ranked wishlist. Visualize your desires and rank them so you always buy what matters most first.
• SPENDING PATTERN DETECTION: Veto automatically analyzes your habits to highlight stress spending, subscription creep, or late-night impulse patterns.
• VISUAL SCOUTING: Share product links or upload screenshots to instantly analyze the product and begin the Gauntlet.

WHO IS VETO FOR?

• The Earner-Spender who makes good money but sees it disappear with lifestyle inflation.
• The Recovering Impulsive shopper looking for an active boundary that willpower alone cannot provide.
• The Intentional Consumer seeking a structured framework for minimalist living.

——— Veto Pro is an auto-renewable subscription: $4.99/month or $39.99/year. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period; your account is charged for renewal within 24 hours before the period ends. Manage or cancel anytime in your Apple Account settings.

Terms of Use: https://get-veto.app/terms/ Privacy Policy: https://get-veto.app/privacy/