FD Manager & Vault

Privacy first, all local data, encrypted and protected, multi bank, multi family member FD management app

FD Vault — Fixed Deposit Manager and Tracker Managing Fixed Deposits across multiple banks and family members just got simple. FD Vault is your personal FD tracker — built for individuals, families, and senior citizens who want complete visibility over their fixed deposit portfolio without the complexity of a full financial app. Smart Import Add FDs in seconds using AI-assisted import. Simply photograph your FD certificate or upload the file — FD Vault reads and fills in the details automatically. Interest Calendar See all upcoming interest payments in one consolidated calendar. Know exactly which FDs pay interest on which dates, and track verified vs pending payments month by month. Maturity Tracking Never miss a maturing FD. Monitor upcoming maturities across all banks and members, so you can plan reinvestments before the money sits idle. Portfolio Health Get a complete picture of your portfolio — spread across banks, members, and institution types. Rate analysis, liquidity timeline, TDS exposure, and an overall health score at a glance. Latest FD Rates Stay updated on current FD rates from top banks — so you always know where the best returns are. Interest Forensics Curious how your bank calculates interest? FD Vault's forensics tool shows you the exact calculation — principal, days, compounding — so you can verify every rupee. PDF Reports Generate polished, password-protected PDF reports — FD summary, maturity schedule, interest calendar, Form 15G/H tracking, and portfolio health. Export and share anytime. Privacy First Your FD data is stored securely on your device, encrypted at rest. No accounts required. Your financial data stays completely private — it belongs to you, and only you. The app includes an optional feedback feature. If you choose to submit feedback, only your message and basic device information (device model, OS version, app version) are sent anonymously to help improve the app. No FD data, names, or financial information is ever transmitted. Encrypted Backups Back up your entire FD portfolio to a password-protected file. Restore anytime, on any device.