CaratPay

CaratPay – Digital Platform for Retail Jewellers

CaratPay is a digital platform built exclusively for retail jewellers to manage gold savings plans, customer workflows, and bullion operations in a simple and structured way.

Designed as a jeweller-first solution, CaratPay enables businesses to digitise their gold savings ecosystem while maintaining full control over customer relationships.

What you can do with CaratPay

• Launch your own white-label gold savings app • Digitally onboard and manage customers • Enable real-time and automated savings plans • Support real-time gold booking for customers • Track transactions, instalments, and activity logs • Request physical gold delivery as per your process

Gold savings, simplified

CaratPay helps jewellers organise and track gold savings schemes operated by them.

• View customer savings balances • Monitor instalments and booking history • Maintain structured and transparent records

All savings plans are fully managed by jewellers independently.

Built for operational efficiency

Bring your day-to-day gold operations into one place with tools designed for clarity, control, and scalability.

CaratPay acts as an operational platform and does not function as a consumer investment or trading app.

Important Disclosures

• CaratPay does not offer investment products • CaratPay does not promise returns or appreciation • CaratPay does not provide financial advice • CaratPay does not offer lending or credit facilities • All gold savings schemes are managed independently by jewellers