Monaza: Money & Budgeting

See what you can spend today, the bills coming up, and your net worth — all in one place. New in 1.5.6: payday forecast and a bills agenda.

Monaza is the personal finance app built for Angola and Emerging Markets. It brings your accounts, spending, bills, and investments together in one place — and tells you, in kwanzas or any currency you choose, what you can safely spend.

SEE EVERYTHING IN ONE PLACE • Your balance, spending, and net worth, always up to date • Accounts in multiple currencies (Kz, USD, EUR, and more), converted to your main currency

KNOW WHERE EVERY KWANZA GOES • Spending organized by category, effortlessly • Compare this month's spending against your plan • Budgets and spending plans that are easy to set up and adjust

PLAN THE MONTH WITH CONFIDENCE • "Free to spend": what you can spend today without putting your bills at risk • Payday forecast: know how far your money will stretch • An agenda of upcoming bills with monthly totals — no end-of-month surprises

GROW YOUR MONEY • Track BODIVA stocks and bonds, in kwanzas • See your cash flow and how your net worth evolves • Log savings, debts, and other assets

BUILT FOR YOUR REALITY • Fixed or irregular income — Monaza adapts • Light and dark themes, plus the new Rose palette • Import your history via CSV (Monaza template, bank export, or Spendee)

Get started in under a minute: create your account, pick your goal, and set up the rest inside the app at your own pace.

Monaza is free to start. For full forecasts and richer insights, subscribe to Monaza Premium (monthly or yearly — cancel anytime).

Questions or ideas? Send feedback right from the app. We read everything.