Expense Tracker and Splitter

Split trips, roommates & couple bills fairly—no spreadsheet. Daily spend, EMI, subscriptions, charts, receipts, exports. iCloud sync & My Expenses rollup. Simple control.

Stop juggling spreadsheets and group chats. Expenses is the calm way to split trip and household costs, track what you spend month to month, and keep recurring bills honest—whether you travel with friends, share a flat, plan as a couple, or keep a private travel ledger.

WHY PEOPLE USE IT • Fair splits without the drama: purpose-built for vacations, roommates, couples, and personal travel—so “who owes whom” stays clear. • One monthly picture: My Expenses rolls up everyday spends, group balances, EMI loans, and subscription-style bills so you see the whole month—not just one card or one trip. • Receipts where they belong: capture or attach receipt photos to expenses and EMIs so proof stays with the line item. • EMI & subscriptions in one lane: loans and recurring services together—set amounts, dates, and optional reminders so renewals and installments don’t surprise you. • Sync when you want it: optional private iCloud database sync for trips, personal entries, and EMI data—turn it off to keep everything on a single device. • Portable exports: save a space as structured JSON or CSV when you need to share numbers with a spreadsheet, accountant, or thread.

WHAT MAKES THE DAY EASIER • Charts & rollups: see category mix, shares, and month-to-month context without building your own pivot tables. • Home Screen widget: a quick read on the current month’s rollup—right where you glance dozens of times a day. • Voice when you’re hands-full: dictate a personal expense and let the app fill the basics (microphone and speech permissions only when you choose them). • Spending Coach: ask plain-language questions about your month’s totals; on supported devices with Apple Intelligence, answers lean on secure on-device models, with reliable on-device rules as a fallback everywhere else. • Smart receipt scanning: turn photos into draft amounts and hints so manual entry isn’t the bottleneck. • Currencies that travel with you: pick a base currency and convert when you need an up-to-date reference rate for the day you’re looking at.

INVITE & SHARE SPACES Start a space, share an invite link, and get everyone on the same ledger—so one person isn’t stuck being the “group accountant.”

WHO IT’S PERFECT FOR • Weekend trips and reunions where everyone pays differently • Roommates splitting rent, utilities, groceries, and house supplies • Couples balancing shared goals without losing personal clarity • Frequent travelers who want a private ledger alongside group trips

INCOME & BUDGET (WHEN YOU WANT THE FULL STORY) Optionally track income and savings alongside spending so “what’s left after savings” isn’t a guess. Tune what’s included in your monthly rollup—trips, household spaces, couple sharing, personal travel, and everyday misc—so the donut reflects how you think about money.

SHORTCUTS & AUTOMATION Use Siri and Shortcuts-friendly actions where available to open quick entry when you’re juggling bags, tickets, or a stroller.

GETTING STARTED IS INTENTIONALLY LIGHT Pick your name and currency, optionally load a guided demo, and you’re in—the app grows with you as you add real spaces and habits.

PRIVACY & YOUR DATA, IN PLAIN LANGUAGE • Your information is meant for you: Expenses doesn’t need a social feed to do its job. • On-device first: your data lives on your iPhone or iPad. If you enable iCloud, Apple’s CloudKit private database is used to sync information you create in the app across your own devices. • Receipt images are stored in the app’s secure group storage on device so your library stays organized and performance stays snappy.

A NOTE ON TRUST We built Expenses for people who share money with others and still want clarity for themselves—fewer tabs, fewer screenshots, fewer “can you send that again?” messages.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Download Expenses and make this month the one you finally see the full picture.