MadaliCredit Score

Find the best loan deal — without the guesswork.

MadaliCredit Score is your personal loan comparison toolkit built for Filipinos. Compare real loan products from BSP-registered banks like BPI, BDO, Metrobank, Security Bank, RCBC, UnionBank, CIMB, and more — all in one place.

SMART LOAN COMPARISON Compare interest rates, monthly payments, total interest, and loan terms side by side. Instantly see which bank saves you the most money with smart tags like "Lowest Monthly" and "Least Total Interest."

LOAN CALCULATOR Simulate repayments with Add-on Rate or Diminishing Balance methods. View full amortization schedules, see how extra payments can shorten your loan, and understand the real breakdown between principal and interest.

DEBT TRACKER Log your existing loans, track repayment progress with visual progress rings, and mark monthly payments. Get smart payoff strategy recommendations — Snowball vs Avalanche — to help you become debt-free faster.

ELIGIBILITY CHECK Quick pre-assessment based on your income and existing debt. See your Debt-to-Income ratio, estimated borrowing power, and matching bank products — all in seconds.

LOAN GUIDE Learn key financial terms like APR, EIR, and Add-on Rate in plain English. Identify illegal loan apps, understand the application process, and avoid common borrowing traps.

All your data stays on your device. No account required. No hidden fees. 100% free.

Take control of your loan decisions. Be MadaliCredit Score.